The Australian Unions Support Centre provides free and confidential assistance and information for all workplace issues. We’re here to provide support, regardless of your job or industry. All Support Centre enquiries are 100% confidential.
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Email: [email protected]
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We’re working hard to build a fairer Australia for everyone. Find out how you can support our campaigns.
Stephen Dover, Head of the Franklin Templeton Institute, shares his scorecard on some market prognostications for 2022, and what his team is watching in 2023 – from blockchain to balanced portfolios. Looking back at 2022 This time last year, we offered five forecasts for 2022.1 We got a couple right and a few dead wrong. Here’s…
https://www.australianunions.org.au/2023/02/03/what-to-watch-in-2023/
Current economic and investment market conditions are making times difficult for retirees and those planning to retire. Rises in living costs, medical costs and interest rates along with volatile investment markets may lead to worry about running out of money in retirement. AustralianSuper have few helpful tips to consider. Stay up to date on current economic…
https://www.australianunions.org.au/2023/02/03/tips-to-reduce-money-worries-in-retirement/
A little bit of money tucked away ‘just in case’ is a great way to feel more confident about your finances. Quick and easy access to funds gives you breathing space if the something happens. With HESTA’s tips and tricks, you can build up that all-important financial buffer so you feel confident and ready to…
https://www.australianunions.org.au/2023/02/03/bounce-back-strong-with-a-rainy-day-account/
Gearing up for another year on the tools? Learn more about the work Cbus is doing to secure a safer future and better retirement outcomes for you. Investing responsibly As the challenges of climate change continue, Cbus announced our new Climate Change Roadmap in November. It marks a shift from setting targets and measuring emissions,…
https://www.australianunions.org.au/2023/02/03/what-is-in-store-for-cbus-and-your-super-in-2023/
Insurance was woven into Australia’s superannuation scheme from the outset. This is largely due to union officials advocating for it to be included within the system, after witnessing the devastating effects of people killed or injured on site, then families left with nothing. Many Cbus members’ working in building and construction perform high risk work…
https://www.australianunions.org.au/2022/12/05/ensuring-youre-protected-from-day-one/
The US Inflation Reduction Act (IRA), will have both climate and multi-asset implications. Franklin Templeton Investment Solutions examines the IRA from an investment lens. US President Joe Biden inked the Inflation Reduction Act (IRA) into law on August 16. Contrary to the bill’s name, we expect minimal impact on near-term inflation, which we see as…
Unpaid superannuation continues to be blight on our social and economic system. In this article Industry Super Australia outlines the problem and what needs to be done. Super is not a bonus. Super is money you have earned that is set aside to help provide you with stable and secure income in your retirement. That’s…
https://www.australianunions.org.au/2022/12/01/the-scourge-of-unpaid-super/
AustralianSuper have developed some easy steps to help you keep on top of your finances.
https://www.australianunions.org.au/2022/11/04/steps-to-managing-your-finances/
“The Accord is a great leap forward for the provision of social and affordable housing in Australia,” Cbus and Media Super CEO Justin Arter said.
Last week’s federal budget was the first for the Labor government in almost a decade and was designed to maintain trust in the new government by delivering on election promises and starting the job of fiscal repair. Here’re the highlights for working families including how it affects your superannuation.
https://www.australianunions.org.au/2022/11/02/budget-highlights-for-working-families/
Innovation continues to accelerate despite recessions, war, pandemics and inflation. Innovation can fall out of favour with investors, but the underlying progress continues relentlessly. Here we outline five technological advancements that we found interesting this quarter.
https://www.australianunions.org.au/2022/11/02/5-innovation-milestones-from-the-third-quarter-2022/
Cbus is proud to be recognised again as a Responsible Investment Leader in RIAA’s 2022 Responsible Investment Benchmark Report launched in September. As a Responsible Investment Leader, we deliver on the responsible investment promises we make. We do this by integrating ESG considerations as one component of our investment decision making across our portfolio. You can read RIAA’s 2022 Responsible…
https://www.australianunions.org.au/2022/10/06/responsible-investment-leadership%ef%bf%bc/
Industry Super Australia’s Senior Manager Research & Public Affairs, Matthew Read, provides insights into how the super sector may have a role to play in the housing affordability crisis. Access to secure affordable housing is one of the most serious challenges to our financial security in retirement. Pleasingly the new Government made commitments around the…
https://www.australianunions.org.au/2022/10/06/australias-affordable-housing-crisis/
More than 80% of HESTA members are women. On Equal Pay Day 2022, we’re highlighting urgent changes we want to see that can improve financial security for our members in retirement. Firstly, some sobering stats: women currently have lower workforce participation than men,1 earn less than men,2 and many retire with inadequate super for a financially secure…
https://www.australianunions.org.au/2022/10/06/equal-pay-a-more-secure-future/
The unabridged version of this article was originally published in Stephen Dover’s LinkedIn Newsletter Global Market Perspectives. Stephen Dover, CFA is Chief Market Strategist for the Franklin Templeton Institute – Partnervest is a division of Franklin Templeton Australia Limited (ABN 76 004 835 849, AFSL 240827). With surging inflation amid record-low unemployment over the past…
https://www.australianunions.org.au/2022/10/06/stagflation-the-shifting-economic-narrative/
The gender pay gap in Australia is a serious concern. With traditionally more time out of the workforce than men, women have a harder time building their superannuation and the impact needs to be recognised. By shining a light on the issues, AustralianSuper hopes to contribute to a better retirement outcome for women. In a…
https://www.australianunions.org.au/2022/10/06/the-gender-pay-gap/
You know that industry super funds work hard to support you in your retirement, but did you know that as well as providing excellent returns to members, industry super fund investments also create jobs, increase productivity and fuel economic growth?
In the best case scenario, an amicable decision on how much each person gets will be reached. If not, a court order might be necessary.
https://www.australianunions.org.au/2022/09/02/separation-and-super/
Market volatility and uncertainty look likely to linger for a while. Stephen Dover examines how to navigate the current environment, and how the concept of duration plays a part within fixed income as well as equity investing.
https://www.australianunions.org.au/2022/09/02/how-duration-affects-stocks-and-bonds/
The financial year 2022 saw investment returns across the superannuation industry impacted by a range of global factors.
Written by Stephen Dover, CFA Chief Market Strategist, Franklin Templeton Institute – Partnervest is a division of Franklin Templeton Australia Limited (ABN 76 004 835 849, AFSL 240827). Over the last few years when non-dividend paying growth stocks were delivering significant double-digit gains in the span of months, it was easy to ignore the benefits…
https://www.australianunions.org.au/2022/08/03/three-reasons-why-now-may-be-time-for-dividends/
You may have heard that global interest rate rises, and inflation are among other factors causing volatility in financial markets. Over the course of a long-term investment like superannuation, some years of below average and even negative returns are expected, but these dips are smoothed out over time. Industry SuperFunds are particularly well-equipped to deal…
https://www.australianunions.org.au/2022/08/03/supers-a-safe-port-in-stormy-seas/
Insurance cover is essential in providing financial protection and security to you and your family, especially when working in high risk conditions, like working from heights, working underground or in confined spaces. Cbus Super offer insurance to suit the risks our members face every day, providing financial support when they really need it. Cover you…
https://www.australianunions.org.au/2022/08/03/insurance-that-works-as-hard-as-you-do/
This month, we celebrate 30 years of Australia’s compulsory superannuation system. That’s 30-years and $3.5 trillion-worth of improved retirement outcomes for Australian workers. This is a significant achievement, and it’s in no small part owed to every union member who has helped establish, advocate for, and defend our world-class and world-renowned retirement income system. Super…
At HESTA, we believe the time for rhetoric about gender balance is over. That’s why we launched 40:40 Vision back in October 2020 with the support of industry partners Chief Executive Women, the Australian Council of Superannuation Investors, 30% Club and the Workplace Gender Equality Agency. 40:40 Vision calls on companies to make a public…
https://www.australianunions.org.au/2022/07/08/fairer-representation-for-women/
To say the past year been a difficult year for Australian fixed income markets, would be a gross understatement. In fact, February was the worst single month on record for Australian Government bond performance. For a sense of how challenging things have been, let’s look at two examples from the Australian Government Bond curve: the…
Cbus Super has taken a 10% interest in Star of the South, Australia’s first offshore wind project. Star of the South is owned by Copenhagen Infrastructure IV (CI IV), a fund managed by Copenhagen Infrastructure Partners (CIP) who specialises in energy infrastructure investments, being one of the largest developers of offshore wind projects globally. This…
Labor’s Anthony Albanese has been sworn-in as Australia’s new Prime Minister. The change in government and wave of new independents will provide opportunities to pursue positive changes that boost workers’ retirement savings, but work will be needed to re-build the bipartisan commitment to fundamental strengths of the system. More workers will have the savings they…
Global stock and bond markets have fallen on hard times since the start of the year. A quick glance at the year-to-date returns of major global indices bears out: Major Indices Year to Date Performance as of 29 April, 2022 With such a difficult start to the year, many investors are questioning their investment allocations,…
https://www.australianunions.org.au/2022/05/31/fade-the-fear-why-tough-times-are-no-time-to-panic/
The way your fund considers ESG issues is an important part of choosing a super fund. Not only does it help you to achieve your best possible financial position in retirement, but it promotes a sustainable future too. At AustralianSuper, this overlays all our investment decisions. Super and a sustainable future Super is about your…
https://www.australianunions.org.au/2022/05/03/why-choose-a-super-fund-focused-on-esg/
“You’re only young once” – no doubt you’ve heard that one before. But when it comes to your super, being young means you’ve got time on your side. Lots of time to save for your far away retirement. And even better – lots of time to benefit from compound interest on your savings. One of the…
https://www.australianunions.org.au/2022/05/02/sort-your-super-early/
In 1976 John Vogel, founder of Vanguard Investments, began offering the first US-based Stock Index Fund. This marked the first time that investors and their advisers could easily purchase large collections of individual stocks at relatively low cost. This simple innovation would, in time, go on to change both the way people invest and the…
https://www.australianunions.org.au/2022/05/02/why-stock-indexes-can-be-under-diversified/
This month we’ve got new research on the gender super gap from Industry SuperFunds, the lowdown on ‘responsible investment’ and why it’s important, and all the latest popular union gear. Like the look of those Election corflutes above? Get your own here! ME is helping those who help everyone else ME is the bank making money good –…
https://www.australianunions.org.au/2022/04/03/member-benefits-update-april-2022/
AustralianSuper has been recognised by the Responsible Investment Association Australasia (RIAA) as a leading responsible investment super fund1. Responsible investment means being active on environmental, social and governance (ESG) issues This supports the local economy, future industries, workers and communities. RIAA champions responsible investing and sustainable financial systems in Australia and New Zealand. Their annual…
Interest rates are rising both here in Australia and across the globe. Because bond prices (and returns) are inversely related to interest rates, this generally means a poor environment for fixed income returns. Thus, investors may be asking themselves whether now the time is to get out of fixed income? As usual, however, panic and…
Welcome to the March edition of the Member Benefits newsletter. We’ve got an update on the household comfort report from Me, investment tips from Partnervest and heaps more. We’re also giving away 10 double passes to see the new film Morbius. Australian households face mixed picture, with long-term outlook gloomy According to ME Bank’s 10th anniversary…
https://www.australianunions.org.au/2022/03/04/member-benefits-update-march-2022/
According to ME Bank’s 10th anniversary edition of ME’s Household Financial Comfort Report which quantifies how comfortable Australian households feel about their financial situation, many households have a gloomy outlook, with one in three predicting negative long-term impacts to their financial situation due to COVID-19. Financial comfort is sitting at 6.04 out of 10 in…
Just a few short months after ISA’s unpaid super seminar, ATO Commissioner Chris Jordan has conceded that only payday super will stop workers from being short-changed. This urgently-needed reform – discussed at length during our seminar in December ‘21 – forms a core part of ISA’s proposed plan to deliver better retirement outcomes for Australian…
Anyone with an eye on financial markets would not have missed the shockwave that occurred when Meta Platforms (previously Facebook), (NASDAQ: FB) stock suffered a serious decline due to lower customer engagement figures and declining advertising revenue projections. We all know that the stock market can be a volatile place to invest but it can…
We’ve let our actions do the talking to establish ourselves as an industry leader in climate action. HESTA was the first major super fund to commit to net zero by 2050, implement restrictions on investment in thermal coal, and be certified as carbon neutral for business operations. But there is more progress to be made….
Are you thinking of selling your investment property and want to understand capital gains tax? If so, Click on this link to find out what IFSs financial planning expert Craig Sankey thinks, and read through some other scenarios to help you with tax planning. Read More Whether its selling an investment property, dealing with pensions…
Greetings and welcome to the first edition of the Member Benefits newsletter for 2022! This month ME has tips to get ahead of the house buying competition, we anaylse Scott Morrison’s claims on wage increases (hint: he got it wrong) and plenty more! We’re also giving away 10 double passes to see the new film…
https://www.australianunions.org.au/2022/02/07/member-benefits-update-januaryfebruary-2022/
There are many myths about older workers. Most of them are outdated and do no favours to the older members of your workforce, or recognise the experience they bring to the table. A project led by workplace experts Transitioning Well for AustralianSuper has found the maturity these workers offer businesses can positively influence culture –…
Fixing the unpaid super scourge, closing the gender super gap, and protecting the foundations of our super system are part of Industry Super Australia’s policy priorities ahead of this year’s federal election. Superannuation is an employee entitlement but because of some pretty outdated laws it isn’t treated like one: it is difficult for workers to…
Are you nearing retirement? If so, you might be interested in IFS Financial Planning Expert Craig Sankey’s article where he discusses concessional contributions and how they could help you now and in the long-term. Are you nearing retirement? If so, you might be interested in Craig Sankey’s article below where he discusses concessional contributions and…
Greetings and welcome to the December edition of the Australian Unions Member Benefits update. We want to wish all of our loyal readers a happy and safe holiday break! This month ME lets us know about the top 20 places in Australia to invest, research on the disability sector from HESTA and an article on…
https://www.australianunions.org.au/2021/12/07/member-benefits-update-december-2021/
Have you ever wondered if it might be better to have a self-managed super fund or stay in an industry super fund? Click on this link to find out what Craig Sankey thinks, and some points to consider to help weigh it up. Craig is the technical expert in all things financial planning at Industry…
https://www.australianunions.org.au/2021/12/07/self-managed-super-or-an-industry-super-fund/
As a shareholder in some of the world’s largest companies, AustralianSuper has the power to drive positive change. By working with the companies we invest in to reduce their carbon emissions, we can have a meaningful impact on climate change globally. Companies which manage climate change well also make better long-term investments, so this work…
https://www.australianunions.org.au/2021/12/07/tackling-climate-change-with-your-super/
Inflation has been on investors’ minds since the beginning of 2021. The combination of government stimulus and the supply chain disruptions caused by both changes in consumer behaviour (online shopping) and COVID-19 policies resulted in strong consumer demand and weakened supply chains. This in turn has resulted in price pressure for everything from shipping containers…
The community and disability services sector risks losing skilled workers due to a lack of career and skills development opportunities, according to new research from industry super fund HESTA. The latest State of the Sector 2021 workforce research found despite high levels of job satisfaction and pride to work in their sector, about one in…
ME has revealed Australia’s top 20 best places to invest for residential property investors looking to forge new financial goals following the COVID-19 pandemic. The national winner is the Queensland suburb of Woolloongabba in Brisbane’s thriving inner east. ME commissioned the new research from Ethos Urban, a national urban development consultancy, to assemble the coveted…
https://www.australianunions.org.au/2021/12/07/me-unlocks-australias-top-20-best-places-to-invest/
Greetings and welcome to the October edition of the Australian Unions Member Benefits update. This month we have savings tips from ME, investment advice from PartnerVest and an introduction to Union Shopper. We’re also giving away a $50 Gift Card from the Official Australian Unions Store. Compromise is key for first home buyers Around 67% of first…
https://www.australianunions.org.au/2021/11/15/member-benefits-update-november-2021/
Around 67% of first home buyers said they would be willing to compromise on certain requirements to buy property in the current market, according to new research by home loan lender, ME. In a market where prices continue to surge, the research suggests that many first home buyers are reassessing their selection criteria and what…
https://www.australianunions.org.au/2021/11/15/compromise-is-key-for-first-home-buyers/
The question of whether to invest in shares or pay off the mortgage, is one that clients often ask our financial advisers. Click on this link to find out what Craig Sankey suggests, and the tips he gives to help you decide. Craig is the technical expert in all things financial planning at Industry Fund…
https://www.australianunions.org.au/2021/11/10/invest-in-shares-or-pay-off-the-mortgage/
ISA has recently released a new report on the ongoing problem of unpaid super and solutions to fix it. The report reveals 3 million Australian workers are unpaid super every year, to the tune of almost $5 billion. The heart-wrenching stories of workers unpaid their super are the focus of extensive media reporting as shown…
Greetings and welcome to the October edition of the Australian Unions Member Benefits update. This month we have savings tips from ME, investment advice from PartnerVest and an introduction to Union Shopper. We’re also giving away a $50 Gift Card from the Official Australian Unions Store. Dead money: The hidden cost putting a black hole in budgets…
https://www.australianunions.org.au/2021/10/07/member-benefits-update-october-2021/
The most difficult thing is the decision to act, the rest is merely tenacity. ― Amelia Earhart We all know how important saving for retirement is, but let’s face it, figuring out what to do with your non-super assets can be a headache: what to investing in?, how much to contribute or withdraw?, and even just…
https://www.australianunions.org.au/2021/10/05/a-non-super-investment-you-can-access/
‘Do I really need it?’ That’s the question Australians are being encouraged to ask, with research showing one in three people are paying for subscription services they don’t use. Australians love subscription services. Six out of ten of us have signed up for subscriptions or memberships, with 52% of people admitting to signing up for…
Greetings and welcome to the September edition of the Australian Unions Member Benefits update. This month, we’ve got concerning news from Me about financial security for workers, an update on the Australian Unions campaign for Secure Jobs and an update on the markets from Partnervest. We’re also giving away a $50 Gift Card from the Official Australian Unions Store….
https://www.australianunions.org.au/2021/09/09/member-benefits-update-september-2021/
The typical woman is retiring with a quarter less super than the typical man and with Australia’s gender pay gap growing in the last six months the savings gap could also widen. The median super balance for a woman in her early 60s is just $131,352 lagging the male median of $177,882. Nationally women trail…
Thus far, 2021 has us all focused on the impacts of the ongoing COVID-19 pandemic and its resulting fallout both at home and abroad. And while this deserves our attention, it’s important not to lose sight of other powerful trends that will shape both our lives and our investment portfolios for years to come. One…
The current and future comfort of many households is in question, according to ME Bank’s latest Household Financial Comfort Report, a bi-annual survey which quantifies how comfortable Australian households feel about their financial situation. Despite new records in cash savings, 21% of Australian households reported less than $1,000 in cash savings – down 6 percentage…
Picture this: a Sunday drive behind the wheel of a high performance sports car. Or maybe your idea of adventure is hitting the trails in a 4×4, with the kids and bikes piled in. Whatever your speed, Hertz have a rental vehicle to suit, with deals just for Members! Offer 1 – Reduced Excess (for…
https://www.australianunions.org.au/2021/08/09/adventure-awaits/
One in three Australians would be happy to go completely cashless by 2022, but we’re still not embracing the latest options for fast, secure shopping. A quiet revolution has been taking place in the hip pockets of Australians. Notes and coins – once the go-to payment choice for shoppers, have gradually been replaced by debit…
https://www.australianunions.org.au/2021/08/03/whats-in-your-wallet-probably-not-cash/
Greetings and welcome to the August edition of the Australian Unions Member Benefits update. This month, we’ve got a prediction on the future of cash from Me, our campaign for a wage subsidy to protect jobs and good news for young workers. We’re also giving away an Australian Unions hoodie from the Official Australian Unions Store….
https://www.australianunions.org.au/2021/08/03/member-benefits-update-august-2021/
More than 6.7 million Australians have benefited from a boost to their nest egg from July as the super rate increases to 10%, with young workers and low to middle-income earners the big winners. From July 1 an extra $233 a year will flow into the super accounts of the average worker. This super boost…
“You may delay, but time will not.”― Benjamin Franklin We all procrastinate but one area where procrastination can be particularly expensive is our investment portfolios. One reason many Australians procrastinate in their investing is when it comes time to make the transition from super-fund to non-super investments. This can happen because of reaching your super contribution…
Greetings and welcome to the July edition of the Australian Unions Member Benefits update. This month, we’ve got some winter saving suggestions from Me, information about the vaccine roll out and exciting news about changes to the superannuation. We also have ten double passes to see Don’t Breathe 2 in cinemas to give away! 7 fun ways…
https://www.australianunions.org.au/2021/07/07/member-benefits-update-july-2021/
From July 1 millions of Australian workers will get a retirement savings boost as the government lifts the super rate from 9.5% to 10%. The average worker will get about an extra $230 a year from their employer. These increases are modest and affordable for employers. Small enough that many workers may not even notice…
Greetings and welcome to the June edition of the Australian Unions Member Benefits update. This month, we’ve got an update on the Liberals super con, Industry Super explain the super guarantee and ME have new data on the housing market. We also have ten double passes to see Escape Room: Tournament of Champions in cinemas to give away! Homebuyer sentiment burnt…
https://www.australianunions.org.au/2021/06/03/member-benefits-update-june-2021/
The recent Federal Budget has increased women’s savings by billions by not messing with the legislated super increase and mandating that super is paid to all part-time workers. But in a post Mother’s Day sting the government has refused to pay super on Commonwealth paid parental leave – more than 90% of which would be…
Despite record low interest rates, affordability and supply issues appear to be dampening the overall mood of Australian homebuyers. That was the key finding from ME’s latest Quarterly Property Sentiment Report. Following record high sentiment during the first quarter of 2021, the overall sentiment of buyers and sellers in the residential property market dipped seven…
https://www.australianunions.org.au/2021/06/01/homebuyer-sentiment-burnt-by-hot-market/
A Historic Bond Rout With COVID-19 challenging all aspects of our lives, everything is and feels historic. Against this backdrop, non-professional investors can be forgiven for missing the momentous events that took place in the bond market this first quarter (Q1) of 2021. In Q1 of this year, investors sold bonds and interest rates rose…
Greetings and welcome to the May edition of the Australian Unions Member Benefits update. This month, ME has signed the #IStandForRespect pledge, and we provide an update on the upcoming budget. We’ve also got an update on the gender super gap from Industry Super Australia and an update on the investment markets from PartnerVest. We also…
https://www.australianunions.org.au/2021/05/05/member-benefts-update-may-2021/
A year on from the start of the pandemic is a good time to reflect on what happened, and how investment markets reacted. As 2020 dawned Australia was coping with drought and fire. It sometimes feels like a lifetime ago, but it was just over a year ago that we all saw footage of beach…
https://www.australianunions.org.au/2021/05/05/covid-19-and-investment-markets/
Industry Super Australia has released new research that demonstrates that the typical woman is retiring with almost $60,000 less super than men – as the federal government drags its feet on fixing the gender super gap and still has not re-committed to sticking with the legislated super increase. The median super balance for a woman…
https://www.australianunions.org.au/2021/05/05/gender-super-gap-widens-as-the-government-dithers/
ME has signed the #IStandForRespect pledge to help eliminate sexual harassment in the workplace. Coordinated by the Diversity Council of Australia (DCA), the zero-tolerance for sexual harassment pledge has been signed by more than 100 chief executives of major companies and organisations. The movement comes after the federal government accepted the recommendations made in Sex…
https://www.australianunions.org.au/2021/05/05/me-signs-istandforrespect-pledge/
Greetings and welcome to the April edition of the Australian Unions Member Benefits update. This month we have advice from ME on financial planning for young families and an update on the end to JobKeeper. There’s also more episodes of the On The Job Podcast and news from AwareSuper and Industry Super Australia. We also have five double passes…
https://www.australianunions.org.au/2021/04/08/member-benefits-update-april-2021/
Every cloud has a silver lining, and it looks like COVID could be driving a baby boom. If that sounds like you, it’s time to get financially ready for parenthood. Take weeks of lockdowns, add in months spent working from home, and what do you get? A baby boom! That’s exactly what plenty of experts…
https://www.australianunions.org.au/2021/04/07/baby-or-bust/
The Global Shapers community, an initiative of the World Economic Forum, is inviting young Australians to co-design the country’s COVID-19 recovery in a landmark survey: Foundations for Tomorrow, Your Voice. Supported by Aware Super, the first-of-its-kind survey will quiz young Australians under 30, on their opinions on the threat of climate change, responsible business, the…
Women already retire with far less than men and now some government MPs want to cut super and push women even further behind, a new Industry Super Australia (ISA) campaign video warns. With more women set to receive the promised super rate increase than men, ensuring it goes ahead is a crucial part of closing…
It’s easy to let things like your health insurance just roll along year after year. But a quick check could really save you. Member Advantage shares a very healthy partnership with HCF, Australia’s largest not-for-profit health insurance provider. HCF put their profits back into providing better quality and better value cover for their customers. The…
https://www.australianunions.org.au/2021/04/01/have-you-checked-your-health-cover-lately/
Member Benefits Update March 2021 Greetings and welcome to the March edition of the Australian Unions Member Benefits update. We have an update on the state of household economies from ME and introduce you to some of the workers impacted by proposed changes to IR laws. There’s also more episodes of the On The Job Podcast and news from…
https://www.australianunions.org.au/2021/03/11/member-benefits-update-march-2021/
New ISA analysis released last week shows what we all knew: pouring people’s super into the property market would significantly jack up house prices. Inflated house prices may be secondary to those backbench MPs who own multiple investment properties and have 15 percent super to fall back on, but for aspiring homeowners dealing with already…
https://www.australianunions.org.au/2021/03/04/petrol-on-a-bonfire/
We are excited to announce that ifsinvest has changed its name to Partnervest. Partnervest began as part of Industry Fund Services. Today, Partnervest is part of Franklin Templeton, one of the world’s leading fund managers. This change has been a part of our plan since our transition to Franklin Templeton from Industry Fund Services (IFS)….
Covid 19 has made us think about a lot of things – none more so than our health. We all want to stay healthy while also protecting ourselves from rising health costs. That’s where Member Advantage’s partnership with HCF, Australia’s largest not-for-profit health insurance provider, can help. Because they’re not for profit, HCF health insurance…
https://www.australianunions.org.au/2021/03/03/save-on-health-cover-with-hcf-and-member-advantage/
The current and future comfort of many households is in question, according to ME Bank’s latest Household Financial Comfort Report, a bi-annual survey which quantifies how comfortable Australian households feel about their financial situation. ME’s 19th survey shows over a quarter of households saying that they feel ‘worse off about their financial situation over the…
https://www.australianunions.org.au/2021/03/03/over-a-quarter-of-aussies-feel-financially-worse-off/
Greetings and welcome to the first Australian Unions Member Benefits update for 2021. We have advice on getting your savings growing from Me Bank and bring you news of the Australian Unions campaign to protect your wages and conditions. There’s also more episodes of the On The Job Podcast and an update on term desposits. We also…
https://www.australianunions.org.au/2021/02/04/member-benefits-update-january-february-2021/
Buying a new car can be a frustrating and time-consuming process, so Member Advantage has partnered with MotorBuys to make the process simpler. MotorBuys gives you the tools to get the best price without any pressure at the push of a button. They have every car, every colour, every accessory, and every dealership on their…
Historically, Australians looking for stable investments had the ability to invest in term deposits and earn an income yield that often sufficient preserving capital and even building wealth. Today, term deposits stand at close to zero and are therefore unlikely to provide sufficient income or even preserve capital after accounting for inflation. How did this…
Fewer than one in five people will take this key step to grow their New Year savings. It looks like 2021 is going to be a big year for personal savings. New research by industry super fund-owned – ME Bank shows almost one in two Aussies plan to grow ‘rainy day’ savings this year. One…
https://www.australianunions.org.au/2021/02/03/one-step-to-get-your-savings-growing/
Here we are, dear readers, our last instalment for the year that was 2020! In December’s edition we highlight how to show some sparkle at Christmas time on a scaled down budget and there’s an excellent deal for union members from our friends at Union Health.
https://www.australianunions.org.au/2020/12/08/member-benefits-update-december-2020/
If there has ever been a time where we needed the Spirit of Christmas – it’s the Summer of 2020.
https://www.australianunions.org.au/2020/11/30/christmas-is-sorted-with-union-health/
Over recent years, there has been a growing trend to emphasise the importance of Environmental, Social and Governance (ESG) aspects of shares held in investment portfolios.
https://www.australianunions.org.au/2020/11/10/the-evolution-of-esg-implementation-for-unions/
Welcome to the November instalment of your Member Benefits Update, dear readers.
https://www.australianunions.org.au/2020/11/06/member-benefits-update-november-2020/
Gen Y and Gen Z are suffering heavily from the COVID-19 pandemic, with new research suggesting their key life milestones have been set back years – or possibly forever.
https://www.australianunions.org.au/2020/11/05/great-australian-dream-slipping-away-for-the-young/
Member Advantage has partnered with HCF, Australia’s most-trusted health fund*, to provide you with cover you can count on.
https://www.australianunions.org.au/2020/11/05/save-on-health-insurance-with-member-advantage/
“All the shirts are unique and you never know how one will look – that’s why it’s so exciting… ”When COVID-19 hit, Beth was laid off from her job in the fashion industry after 15 years.
The Morrison Government’s 2020 budget is – *drumroll please*
…bad.
The October edition of your Member Benefits Update explores the potential traps of the ‘buy now pay later’ craze, we announce the winners of the ACTU/ME Bank 2020 NRL and AFL Footy Tipping competitions and we show you how to register for the upcoming ACTU Virtual Organising Conference.
https://www.australianunions.org.au/2020/10/07/member-benefits-update-october-2020/
Get ready for summer with this month’s specials from The Good Guys Commercial.
https://www.australianunions.org.au/2020/10/06/summer-specials-at-commercial-prices/
ifsinvest aims to be a solution to your non-super investment needs.
https://www.australianunions.org.au/2020/10/05/meet-ifsinvest-a-non-super-investment-platform/
First State Super has changed its name to Aware Super.
https://www.australianunions.org.au/2020/10/05/first-state-super-has-a-new-name/
Here is the September instalment of your Member Benefits Update.
https://www.australianunions.org.au/2020/09/02/member-benefits-update-september-2020/
Changing a few household habits can benefit your finances and the environment.
https://www.australianunions.org.au/2020/09/02/preserve-savings-save-the-planet/
As a valued member you can access insurance from Vero.
https://www.australianunions.org.au/2020/09/02/your-member-advantage-insurance-offers/
Long before the COVID-19 pandemic shut down the global economy, a reset to serve the wellbeing of people and the planet was plainly needed.
https://www.australianunions.org.au/2020/09/01/what-happens-next-book-offer-and-competition/
We can celebrate a victory this week, with the Fair Work Commission finally listening to Australian unions’ calls for paid pandemic leave for aged care workers.
Welcome to the August edition of your Member Benefits Update.
https://www.australianunions.org.au/2020/08/05/member-benefits-update-august-2020/
Aussies have shared some tough times during COVID-19 but the silver lining is that we’re talking more about money matters – and looking for ways to give our financial skills a lift.
https://www.australianunions.org.au/2020/08/03/why-were-talking-more-about-money/
Through your benefits program, you have exclusive access to The Good Guys Commercial store with fantastic prices across a range of home and business products.
https://www.australianunions.org.au/2020/08/03/shop-good-guys-commercial-for-fantastic-offers/
A fund that values YOU and offers YOU amazing value – all day, every day?Lately health funds have made a lot of noise to get your attention.
https://www.australianunions.org.au/2020/07/31/looking-for-a-health-fund-thats-all-about-you/
While the Morrison Government contemplates tax cuts for the wealthy and returning to a punitive approach to welfare payments, Australian unions have been thinking hard about what comes after the COVID-19 pandemic.
https://www.australianunions.org.au/2020/07/23/what-comes-after-covid-19/
The Morrison Government must stop dragging its feet on urgent reforms to protect vulnerable workers during the current COVID-19 crisis, and after.
As the COVID-19 pandemic takes a dangerous new turn in Australia, the Federal Government must provide all working people with paid pandemic leave.
Every Australian can win, if discussions between the government, business, and the union movement address weaknesses in workplace law that started long before the COVID-19 pandemic.
Happy July, dear readers, and welcome to this month’s edition of your Member Benefits Update.
https://www.australianunions.org.au/2020/07/01/member-benefits-update-july-2020/
Whether you’re sending money to support family overseas, managing loan repayments or looking to take the hassle out of foreign currency dividend transfers – we’re here to help you keep more of your money as it travels around the world.
https://www.australianunions.org.au/2020/07/01/move-money-at-great-rates-with-real-support-24-7/
COVID-19 has seen lots of us working from home for the first time.
https://www.australianunions.org.au/2020/06/19/new-tax-break-for-working-from-home/
Welcome to the June edition of your Member Benefits Update.
https://www.australianunions.org.au/2020/06/03/member-benefits-update-june-2020/
First State Super webinars are designed to answer all your superannuation questions and prepare you for a better financial future.
https://www.australianunions.org.au/2020/06/03/financial-fitness-webinars-for-all-australians/
You can avoid paying the Medicare Levy Surcharge by having eligible HCF hospital cover via your union member benefits program.
https://www.australianunions.org.au/2020/06/02/avoid-paying-more-this-tax-time/
Now’s the time to workshop money matters to plug any leaks.
Welcome to this month’s edition of your Member Benefits Update.
https://www.australianunions.org.au/2020/05/15/member-benefits-update-may-2020/
At times like these it’s only natural that many of us are thinking about our future.
https://www.australianunions.org.au/2020/05/13/were-all-in-this-together/
Member Advantage have been looking after Australian union members for decades.
https://www.australianunions.org.au/2020/05/05/discover-the-power-of-discounted-goods-services-2/
Member Advantage have been looking after Australian union members for decades.
https://www.australianunions.org.au/2020/05/05/discover-the-power-of-discounted-goods-services/
For many of us, working from home is another challenge we must deal with as a result of the COVID-19 (coronavirus) outbreak.
https://www.australianunions.org.au/2020/05/01/tips-for-working-from-home/
With social distancing keeping many of us apart from our nearest and dearest this Mother’s Day, there has never been a better time to make Mother’s Day mean more.
https://www.australianunions.org.au/2020/04/27/the-mothers-day-classic-goes-virtual-in-2020/
In the April edition of your Member Benefits Update we bring you advice on the COVID-19 pandemic, we look at online shopping and how to stay safe and there’s some good news on our latest win with the new wage subsidy program.
https://www.australianunions.org.au/2020/04/02/member-benefits-update-april-2020/
As we are all trying to adjust to this new way of the world, The Good Guys Commercial are committed to take care of your needs in the best possible way during this time.
https://www.australianunions.org.au/2020/03/30/the-good-guys-commercial-through-member-advantage/
How ME can support their customersCOVID-19 (Coronavirus) can have an impact on both people’s health and their financial wellbeing.
https://www.australianunions.org.au/2020/03/27/covid-19-update-from-me/
Join Union Health, the fairer health fund, this March and get your second month free!Plus you’ll go into the draw to win an Apple Watch! Call Union Health today on 1300 661 283, or check out their website for more info: unionhealth.
Embrace the possibilities of online shopping and keep your money safe with these five fail-safe strategies from ME.
In the March edition of your Member Benefits Update find out about what’s happening in your state for International Women’s Day, learn what drives women’s financial decisions, there’s a great deal for union members on health insurance.
https://www.australianunions.org.au/2020/03/04/member-benefits-update-march-2020/
Research shows women are often motivated by one key driver when it comes to managing money – and it’s not their own financial wellbeing.
https://www.australianunions.org.au/2020/03/04/what-drives-womens-money-decisions/
The Health insurance reforms will become mandatory as of April 1st and along with a premium increase it’s time to see if your health cover is truly meeting your needs.
The Health insurance reforms will become mandatory as of April 1st and along with a premium increase it’s time to see if your health cover is truly meeting your needs.
Greetings and welcome to the first Australian Unions Member Benefits update for 2020.
https://www.australianunions.org.au/2020/02/05/member-benefits-update-january-february-2020/
Did you make any New Year’s budget resolutions? This year discover how using your benefits program can help you save thousands.
https://www.australianunions.org.au/2020/01/28/start-2020-the-right-way/
Money problems can creep up us on gradually – here are five key indicators that you could be heading into financial stress in 2020 and tips on what you can do to avoid it, brought to you by industry super fund-owned bank ME.
https://www.australianunions.org.au/2020/01/28/five-signs-your-finances-need-an-overhaul-in-2020/
ME has activated its natural disaster hotline to support ME customers affected by bushfires.
https://www.australianunions.org.au/2020/01/16/me-supporting-members-impacted-by-bushfires/
From Australian Unions Member Benefits we would like to wish all our readers a very happy and safe holiday season.
https://www.australianunions.org.au/2019/12/05/member-benefits-update-december-2019/
Most Australians wouldn’t drive around in a car that’s not insured.
https://www.australianunions.org.au/2019/12/05/insurance-contained-in-your-super-are-you-covered/
If you’re ready for your health to be treated fairly, talk to Union Health – they’re not your average health fund!
Union Health is here to serve all union members and their families^
They’re 100% member owned, which means they’re run to benefit members, not to make profits for others
They don’t pay their people commission like other funds – so you get fair, genuine advice.
The planet needs our help – and what better way to lend a hand than by giving eco-friendly gifts this festive season.
https://www.australianunions.org.au/2019/12/04/seven-sustainable-gift-ideas-this-christmas/
Have you signed up for your account with The Good Guys Commercial? Exclusively through your Australian Unions Member Benefits, your account gives you access to commercial pricing on over 4,000 products, delivery to your address or free in-store pickup.
https://www.australianunions.org.au/2019/12/04/last-minute-gift-ideas-and-summer-cooling/
Happy November, people! This edition brings you some handy info on credit reports and how to access yours, we highlight the secretive ‘Regional Comprehensive Economic Partnership’ and how it might impact on the Australian economy, there’s still time to get tickets to the Melbourne APHEDA dinner, we have some great deals on mobile plans as well as global money transfers plus we have a Gold Class double movie pass and a food & beverage voucher to give away in our monthly competition!
Photo: ACTU Secretary, Sally McManus (centre) with unionists at the WIMDOI conference in Devonport in November.
https://www.australianunions.org.au/2019/11/14/member-benefits-update-november-2019/
Planning your next holiday or sending money to family abroad? Transferring money overseas doesn’t have to be stressful, nor should it cost the earth.
Your credit report can be a valuable asset when you apply for a loan.
https://www.australianunions.org.au/2019/11/06/five-things-we-get-wrong-with-credit-reports/
The October edition of your member benefits update brings you five reasons on why it’s a good time to be a first home buyer right now, we have info on unpaid super (the silent wage theft), there’s some bargains to be had with home and contents insurance, we report on why Health and Safety Reps are crucial in the war on workplace stress and we have a $100 WISH gift card to give away in our monthly competition!
Photo: L-R Our AFL Footy Tipping winner and CPSU member Toby Hunt, CPSU National Organiser, Ella Factor and Andrew Wallace from ME presenting Toby with his winnings last month
Five reasons it’s a good time to be a first home buyer
A lot is happening in the market to turn a first home buyer’s frown upside down.
https://www.australianunions.org.au/2019/10/02/member-benefits-update-october-2019/
Industry fund members can have confidence their financial planning files will be subject to the most rigorous risk and compliance assessments, with the launch of new industry-first machine-learning technology to support quality and compliance checking.
https://www.australianunions.org.au/2019/10/02/ifs-goes-even-further-to-reduce-the-risk-for-members/
A lot is happening in the market to turn a first home buyer’s frown upside down.
Wage theft has dominated the news cycle in recent months – but that’s not the only scandal taking place in dodgy workplaces across Australia.
https://www.australianunions.org.au/2019/09/30/unpaid-super-the-silent-wage-theft/
Vero offers great quality home and contents insurance featuring:
New for old replacement for all contents
Lock replacement
Cover against fraudulent use of credit cards stolen from your property up to $1,500 (where you have contents cover)
Flood cover as standard^
Enjoy an exclusive 10% discount on home insurance through your benefits, which is automatically applied to the price you are quoted.
https://www.australianunions.org.au/2019/09/30/how-does-a-10-discount-on-your-insurance-sound/
The September edition of your member benefits update brings you seven ways to save money and the planet, we pose the question who needs financial planning exactly, we bring you news from the recent awarding to the Australian union movement of the Medal of the Order of Timor-Leste, there are exclusive union member discounts off your next travel adventure plus we have two fantastic DVD titles courtesy of Madman Entertainment to give away in our monthly competition!
Photo: L-R Thomas Mayor, Sally McManus, Martin Kingham, Michele O’Neil, Leigh Hubbard, Ged Kearney and Kate Lee accepting the Medal of the Order of Timor-Leste on behalf of the Australian union movement last month.
https://www.australianunions.org.au/2019/09/04/member-benefits-update-september-2019/
ACTU stalwart of over 15 years, Stuart Bell recently resigned from his position as Member Benefits and Partnerships Manager and it is with great reluctance we say farewell to him this week as he moves on to a new part time role with a not for profit organisation.
https://www.australianunions.org.au/2019/09/04/actu-member-benefits-says-farewell-to-stuart-bell/
The fallout of the Financial Services Royal Commission raised the question for consumers of how they can get financial advice they can trust.
https://www.australianunions.org.au/2019/09/03/who-needs-financial-planning/
Member Advantage has partnered with Intrepid Travel to get you a step closer to your next adventure.
https://www.australianunions.org.au/2019/08/26/experience-adventure-with-your-member-benefits/
Climate data shows we could be up for our hottest year on record.
https://www.australianunions.org.au/2019/08/21/seven-ways-to-save-money-and-the-planet/
The August edition of your member benefits update brings you the latest on how to put your tax refund to good use, we look at the scourge of unpaid super, there’s some great Father’s Day deals available using your Member Benefits program and you could win one of five family (ADMIT 4) inseason passes to see Angry Birds in our monthly competition!
Save or splurge? Put your tax refund to good use
How good is tax time? In exchange for a few hours filling out your tax return, you could receive a handy refund cheque.
https://www.australianunions.org.au/2019/08/08/member-benefits-update-august-2019/
Each year in Australia, employers are failing to pay billions of dollars in superannuation to their workers yet we don’t hear much about this.
https://www.australianunions.org.au/2019/08/06/unpaid-super-the-hidden-wage-theft/
Thanks to a ginger group of backbenchers, the super guarantee is back in the spotlight and the promised increase to 12 per cent is once again under threat.
https://www.australianunions.org.au/2019/08/02/hands-off-our-super/
This year use your benefits program to find great ideas for Father’s Day presents.
https://www.australianunions.org.au/2019/07/31/are-you-ready-for-fathers-day/
Your industry super fund-owned bank ME looks at simple ways to put this year’s tax refund to good use.
https://www.australianunions.org.au/2019/07/29/save-or-splurge-put-your-tax-refund-to-good-use/
In the July edition of your member benefits update we delve into the issue of record low rates and what that really means for you, we look at managing investment risk, there is a proposed ‘overhaul’ of the super system that the new Morrison government is considering, APHEDA-Union Aid Abroad announce their raffle winners, we have some great deals on movie tickets and you could win a $100 WISH gift card in our monthly competition!Member Benefits Update July 2019
Photo: Raphael, a USU member from NSW, is proud to be union.
https://www.australianunions.org.au/2019/07/04/member-benefits-update-july-2019/
ifsinvest is an online investment platform brought to you by Industry Fund Services (IFS), which is owned by 27 major industry super funds.
https://www.australianunions.org.au/2019/07/03/managing-investment-risk-in-uncertain-times/
Whether you’re supporting family abroad or conducting global business, OFX can help you save money with excellent exchange rates and OFX fee free* transfers for union members.
https://www.australianunions.org.au/2019/07/03/fast-and-secure-international-money-transfers/
Industry super fund-owned bank ME looks at how to navigate today’s super low cash rate environment.
https://www.australianunions.org.au/2019/07/03/record-low-rates-what-it-means-for-you/
In the June edition of your member benefits update we pay tribute to former Prime Minister and former ACTU President, Bob Hawke, we highlight five traps to avoid as a first home buyer, there’s a handy guide on superannuation terminology, plus you can win one of six DVDs in our competition!
Photo: Annie, a HACSU member from Victoria, is proud to be union – read her story here and other union members’ stories on our Facebook page
Vale Bob Hawke
It is with immense sorrow and gratitude that the Australian union movement acknowledges the passing of Bob Hawke on 16 May 2019.
https://www.australianunions.org.au/2019/06/05/member-benefits-update-june-2019/
This election saw everyday Australians trying to unravel the puzzle that is superannuation.
https://www.australianunions.org.au/2019/05/31/find-super-confusing-check-this-guy-out/
Discover yearly savings on everyday essentials through your brand-new ACTU Member Advantage benefits website.
https://www.australianunions.org.au/2019/05/23/have-you-logged-into-your-new-benefits-website-yet/
The number of first home buyers in Australia’s housing market has hit a six-year high, according to new ABS data, but when it comes to buying a home, errors can prove costly.
https://www.australianunions.org.au/2019/05/22/five-first-home-buyer-traps-to-avoid/
The federal election is not far off now; we can almost smell the sweet scent of democracy sausage in the air! Our Change the Rules campaign is in full swing in many key electorates around the country and our campaigners have been working extremely hard.
https://www.australianunions.org.au/2019/05/02/member-benefits-update-may-2019/
One of the Government’s best kept secrets is their continual denial of increasing the Super Guarantee (SG).
https://www.australianunions.org.au/2019/05/02/the-great-super-freeze/
Discover the new member benefits website for you as part of your union membership! Same benefits, same savings, great new design.
https://www.australianunions.org.au/2019/05/02/your-brand-new-benefits-website-has-launched/
You could be throwing big bucks into a financial pit without even knowing it.
https://www.australianunions.org.au/2019/04/30/five-money-sinkholes-to-avoid/
Your Australian Unions Member Benefits secure website will soon be experiencing a make-over!The new website has been re-designed to offer the ultimate user-friendly experience with improved navigational and functionality while allowing you to see the full benefit range on offer.
https://www.australianunions.org.au/2019/04/24/same-great-benefits-and-savings-fresh-new-design/
In the April edition of your Member Benefits Update we look at a phenomenom known as ‘bank-xiety’ and what you can do to alleviate it, there’s an update on the 2019 Federal Budget, we have some great union member deals on Health Insurance and movie tickets, find out how you can volunteer for our Change the Rules events, you can join our FREE footy tipping competitions plus there is a $100 WISH gift card to be won!
Member Benefits Update April 2019
Photo: Change the Rules campaigners at an Election Kick-Off event in Queensland recently
Five signs you have ‘bank-xiety’
If you’re worried about your current bank, you’re not alone.
https://www.australianunions.org.au/2019/04/03/member-benefits-update-april-2019/
In the wake of the Financial Services Royal Commission, there’s been wide focus on the professional conduct and standards of financial planners and the organisations they represent.
https://www.australianunions.org.au/2019/04/03/ifs-royal-commission-update/
If you’re worried about your current bank, you’re not alone.
https://www.australianunions.org.au/2019/04/01/five-signs-you-have-bank-xiety/
In the March edition of your Member Benefits Update find out about what’s happening in your state for International Women’s Day, learn how to improve your credit health, there’s a great deal for union members on car hire, find out if your super is being paid on time plus there’s our FREE footy tipping competitions for union members to join!
Above image courtesy of We Are Union Women
Improve your credit health
You stay active, try to eat from a variety of food groups and aim for a decent amount of sleep each night.
https://www.australianunions.org.au/2019/03/06/member-benefits-update-march-2019/
Through your Australian Unions Member Benefits program, you have access to two great Hertz offers*, negotiated especially for you.
https://www.australianunions.org.au/2019/02/28/travelling-book-ahead-with-hertz-and-save/
You would be angry if you weren’t paid your wages on time – so why wouldn’t you be upset over your missing superannuation?Right now 1 in 3 Australian workers who are eligible to receive super payments are missing out on what they’re entitled to with a total cost of almost $6 billion per year and growing.
https://www.australianunions.org.au/2019/02/28/is-your-super-being-paid-on-time/
You stay active, try to eat from a variety of food groups and aim for a decent amount of sleep each night.
https://www.australianunions.org.au/2019/02/20/improve-your-credit-health/
Greetings, dear readers and welcome to the first Australian Unions Member Benefits update for 2019! In our first edition for the year we have a special union member deal on health insurance from HCF, we highlight the new Sally McManus’ book ‘On Fairness’, info about union T Shirt Saturdays and there are three double passes to the movies to win!
Member Benefits Update January/February 2019
Sally McManus book ‘On Fairness’
Most of us believe in fairness.
https://www.australianunions.org.au/2019/02/08/member-benefits-update-jan-february-2019/
Industry leaders say it’s time the superannuation system was overhauled in order to create a more even playing field for women and low-income earners.
https://www.australianunions.org.au/2019/02/01/closing-the-super-gap/
As a Member Advantage member, you can access a great range of additional benefits when you join HCF as a corporate member.
https://www.australianunions.org.au/2019/01/30/get-up-to-a-200-eft-reward-with-hcf/
Feeling the pinch of financial stress? Industry super fund-owned bank ME identifies some of the top financial concerns facing Australian households – and what you can do to beat them in 2019.
https://www.australianunions.org.au/2019/01/11/beat-the-top-five-financial-stresses-of-2019/
From the team at Australian Unions Member Benefits we would like to wish all our readers a very happy and safe holiday season.
https://www.australianunions.org.au/2018/12/05/member-benefits-update-december-2018/
The festive season beckons, with end-of-year parties and gift giving characterising the last month of the year.
https://www.australianunions.org.au/2018/12/05/spend-wisely-this-festive-season/
Before you go away on a much-needed break over the festive season, don’t forget to think about insuring your home and your valuables*.
https://www.australianunions.org.au/2018/12/03/insure-your-valuables-with-vero/
Still searching for the perfect gifts with Christmas just a few weeks away? Wondering what to give that person on your shopping list who seems to have everything?Consider these gift ideas for under $200:
JBL Charge 3 Portable Bluetooth Speaker in Black (Product Code 3284060)
VS Sassoon Curl Secret Multi Curls (Product Code VSP1300A)
Nintendo Super NES Classic Edition (Product Code 144767)
Thanks to your benefits program*, lock-in “live” pricing for 30 days and shop online 24/7.
Most Australians wouldn’t dream of driving around in a car that’s not insured.
https://www.australianunions.org.au/2018/12/03/insurance-within-super-are-you-covered/
In the November Member Benefits Update we pose the question ‘are you missing out on some super?’ We bring you some terrific union member discounts on accommodation, tips on how to be a better saver, there’s an update on our Change the Rules rallies across the country, we highlight some exciting job vacancies here at the ACTU, plus you could win a $100 WISH gift card (which you can spend at Woolies, Big W or Dan Murphy’s).
https://www.australianunions.org.au/2018/11/08/member-benefits-update-november-2018/
Through Australian Unions Member Benefits, you have access to specially negotiated deals in over 700,000 hotels in more than 71,000 destinations worldwide! Why not take advantage of these great offers and have a much-needed break with your loved ones this festive season? There are over 100,000 promotional deals and competitive rates on hotel accommodation with the world’s largest online travel agency.
Is it time to show your savings some love? Check out industry super fund-owned bank ME’s five telltale signs that your savings could do with an uptick.
https://www.australianunions.org.au/2018/10/31/five-signs-you-could-be-saving-more/
Each year in Australia, employers are failing to pay billions of dollars in superannuation to their workers.
https://www.australianunions.org.au/2018/10/31/are-you-missing-out-on-some-super/
The October Member Benefits Update looks at ways to consolidate your super, there are tips on how to get financially fit and we tell you how to get 5% discount on groceries and fuel by using our Member Benefits program.
https://www.australianunions.org.au/2018/10/05/member-benefits-update-october-2018/
Just like physical fitness relies on eating well and exercise, your financial fitness depends on making positive steps in the right direction.
https://www.australianunions.org.au/2018/10/03/how-to-get-financially-fit/
Through Australian Unions Member Benefits, you could save hundreds on yearly groceries and fuel.
According to the Australian Tax Office, four in ten Australians have more than one superannuation account.
In the September edition of your Member Benefits Update we bring you a special union member discount on tickets to see, ‘Madiba the Musical’, we look at ways to spring clean your finances, there’s tips on preparing for bushfire season, an update about our recent national door-knock and we pay tribute to former ACTU Assistant Secretary, Laurie Carmichael.
https://www.australianunions.org.au/2018/09/05/member-benefits-update-september-2018/
The producers of the stage show want to thank Australian union members for their support of Nelson Mandela and the solidarity shown by our union movement with our anti-apartheid stance dating back to the 1950s.
https://www.australianunions.org.au/2018/09/04/union-member-discount-on-madiba-the-musical-tickets/
According to the Australian Bureau of Statistics, 1 in 6 men and 1 in 4 women suffer from a disability during their working life that results in them taking more than six months off work.
https://www.australianunions.org.au/2018/08/27/protecting-a-members-most-valuable-asset/
Australia is facing the possibility of having a much longer fire season of about six or seven months, with bushfire season officially starting in October 2018 and running through to April 2019.
https://www.australianunions.org.au/2018/08/23/bushfire-season-is-approaching-be-prepared/
Give your finances a clean sweep to get your money matters in great shape for summer – find out how from ME.
https://www.australianunions.org.au/2018/08/22/spring-clean-your-finances/
In the August edition of your Member Benefits Update we welcome the new ACTU President, Michele O’Neil, we help you make the most of tax time, there’s info on the government’s proposal to find your lost super, we’re calling on you to help Australia get the pay rise it deserves, we have some terrific Father’s Day gift ideas you can access through your Member Benefits program, plus you can go in the draw to win one of four double passes to see ‘Madiba the Musical’!
Make the most of tax time
With a juicy refund up for grabs, bank statements can hold the key to tax savings.
https://www.australianunions.org.au/2018/08/08/member-benefits-update-august-2018/
The latest Household Financial Comfort Report (HFCR) has just been released by ME and provides in-depth insights into the financial situation of Australians.
https://www.australianunions.org.au/2018/08/07/mes-household-financial-comfort-report/
Father’s Day is quickly approaching so it is time to think about gifts.
https://www.australianunions.org.au/2018/08/06/fathers-day-gift-ideas-with-your-member-benefits/
With a juicy refund up for grabs, bank statements can hold the key to tax savings.
https://www.australianunions.org.au/2018/08/06/make-the-most-of-tax-time/
The Productivity Commission recently released a report highlighting the problem of Australian workers having multiple super accounts.
https://www.australianunions.org.au/2018/07/26/why-wait-find-your-lost-super-now/
In the July edition of your Member Benefits Update we look at simple ways to put this year’s tax refund to good use, there’s info on ways to complement your super, we have a great winter holiday offering, plus you can go in the draw to win a $100 WISH gift card!
Member Benefits Update July 2018
Save or splurge? Put your tax refund to good use
How good is tax time? In exchange for a few hours filling out your tax return, you could receive a handy refund cheque.
https://www.australianunions.org.au/2018/07/04/member-benefits-update-july-2018/
This month we look at simple ways to put this year’s tax refund to good use, brought to you by your industry super fund owned-bank, ME.
https://www.australianunions.org.au/2018/06/28/save-or-splurge-how-to-use-your-tax-refund/
The tax benefits associated with superannuation make it a clear winner when it comes to building wealth over the long term.
https://www.australianunions.org.au/2018/06/27/when-theres-room-for-other-investments/
In the June edition of your Member Benefits Update we encourage you to check your home loan to ensure you are getting the best rates, we highlight our great car insurance offer, we have an update on the recent increase to the minimum wage, we present ‘Change the Rules’ merchandise and we pay tribute to union legend, Ark Tribe.
https://www.australianunions.org.au/2018/06/06/member-benefits-update-june-2018/
The start of a new financial year is an ideal time to review your home loan – it can put money back in your pocket.
https://www.australianunions.org.au/2018/05/24/time-to-check-your-home-loan/
There’s more to car insurance than finding the cheapest premium, it’s about the right features at the right price.
https://www.australianunions.org.au/2018/05/23/theres-more-to-car-insurance-than-price/
Happy May Day, everyone! In the May edition of your Member Benefits Update we urge you to join us in our ‘Change the Rules’ days of action, we bring you an exciting opportunity to star in a television commercial, there’s news on the launch of our online shop where you can buy all the latest activist gear, plus there’s three DVD Blue Planet II Boxsets to win!
Photo: Unionists at last month’s Delegates’ Mass Meeting in Melbourne
An Instagram-worthy home equals happiness, says new survey
Three out of four Australians believe a stylish home is the key to personal fulfilment.
https://www.australianunions.org.au/2018/05/03/member-benefits-update-may-2018/
Member Advantage and Australian Unions are excited to announce our new partnership with The Good Guys Commercial.
https://www.australianunions.org.au/2018/04/27/new-exclusive-benefit-for-australian-unions-members/
Three out of four Australians believe a stylish home is the key to personal fulfilment.
https://www.australianunions.org.au/2018/04/24/an-instagram-worthy-home-equals-happiness/
In the bumper April edition of your Member Benefits Update you can read about the ACTU’s upcoming “12 days of action to Change the Rules”, find out about United Voice’s Big Steps campaign, learn how our brains are hardwired financially, get a fantastic deal on hire cars, join our FREE footy tipping competitions plus there is a $100 WISH gift card to be won!
Photo: Big Steps campaigners at the Melbourne rally on Tuesday 27 March 2018
Money brain barriers
You know the right steps to take with your money; you’re just not taking them.
https://www.australianunions.org.au/2018/04/05/member-benefits-update-april-2018/
You know the right steps to take with your money; you’re just not taking them.
https://www.australianunions.org.au/2018/03/27/money-brain-barriers/
In the March edition of your Member Benefits Update find out about what’s happening in your state for International Women’s Day, learn about the gender gap in Superannuation, there are our FREE footy tipping competitions for union members to join, you can register for the 2018 Mother’s Day Classic and save a tonne with great ‘union member only’ deals on home insurance and new cars.
https://www.australianunions.org.au/2018/03/09/member-benefits-update-march-2018/
One in four Australians are making a big mistake with their money and it’s draining their finances.
https://www.australianunions.org.au/2018/03/07/the-money-mistake-you-cant-afford-to-make/
It’s time to get realistic about your insurance.
https://www.australianunions.org.au/2018/03/06/get-realistic-about-your-insurance/
How will the gender pay gap affect me in retirement?
You’ve probably heard of the gender pay gap.
https://www.australianunions.org.au/2018/03/05/the-gender-superannuation-gap/
What’s the single smartest investment for the New Year? That’s easy.
https://www.australianunions.org.au/2018/01/12/your-best-investment-for-2018/
In December’s edition we bring you our Festive Pack competition with some great prizes on offer, there’s some timely advice from ME on the dangers of ‘buy now, pay later’ and there’s news on how to save money with our Member Benefits program.
https://www.australianunions.org.au/2017/12/08/member-benefits-update-december-2017/
This time of year can be a hectic and stressful time.
https://www.australianunions.org.au/2017/12/07/celebrate-with-member-advantage/
The festive season is now upon us, and this year some Australians will be tapping into using a new way of paying or purchases.
https://www.australianunions.org.au/2017/11/28/the-dangers-of-buy-now-pay-later/
We are currently renegotiating our Tyresales offer, so some of our old discount codes no longer work.
https://www.australianunions.org.au/2017/11/17/tyresales-offer-november-2017/
In November’s installment we look at the findings of a recent survey by ME about requesting a pay rise, there’s a new general insurance deal for union members, we urge you to sign the petition in support of workers at Streets, there’s info on Union Aid Abroad-APHEDA’s upcoming Melbourne dinner plus there’s a $100 WISH gift card to win!
Requesting a pay rise actually works but few ask
In a period of record low wage growth, one of the most successful strategies among workers to increase their incomes − asking for a pay rise – is also one of the least used, according to a new survey by industry super fund-owned bank, ME.
https://www.australianunions.org.au/2017/11/01/member-benefits-update-november-2017/
In a period of record low wage growth, one of the most successful strategies among workers to increase their incomes − asking for a pay rise – is also one of the least used, according to a new survey by industry super fund-owned bank, ME.
https://www.australianunions.org.au/2017/10/31/requesting-a-pay-rise-actually-works-but-few-ask/
Through our partnership with Member Advantage, we have recently added Vero Insurance as our new insurance provider.
https://www.australianunions.org.au/2017/10/25/introducing-vero-insurance/
Is it really October already?! My goodness, 2017 has flown by.
https://www.australianunions.org.au/2017/10/05/member-benefits-update-oct-2017/
The Government has stepped up their attacks on industry super funds who are run only to profit members and supported by both Unions and employer groups.
https://www.australianunions.org.au/2017/10/04/attacks-on-industry-super-ramp-up/
Our September Member Benefits Update had a text error in the Tyresales $100 off offer – this offer was restricted to TOYO branded tyres only.
https://www.australianunions.org.au/2017/09/14/tyresales-offer/
Winners of ACTU / ME Footy Tipping Competitions announced!We are pleased to announce that the winner of the ACTU / ME AFL footy tipping comp is George Phelps, a retired CEPU member from Sydney.
https://www.australianunions.org.au/2017/09/13/footy-tipping-winners-announced-for-2017/
Happy September, Comrades! This month we kick off with news on the ACTU / ME 2017 Footy Tipping competitions, handy tips on saving on household essentials from ME, there’s a great offer from Tyresales.com.au, plus there’s two terrific DVDs from Madman to win! Quick tips to save on household essentials from ME ME’s 12th Household…
https://www.australianunions.org.au/2017/09/08/member-benefits-update-september-2017-2/
ME’s 12thHousehold Financial Comfort Report revealed that cost of necessities is the biggest worry for 44% of Australian households.
https://www.australianunions.org.au/2017/08/25/quick-tips-to-save-on-household-essentials/
The August edition of your Member Benefits Update delivers the latest info in the Household Financial Comfort Report from ME and we also look at concerning findings from the recent HILDA survey.
https://www.australianunions.org.au/2017/08/03/member-benefits-update-august-2017/
Rising cost of necessities, low wage growth and future rate rises all causing financial stress.
https://www.australianunions.org.au/2017/08/01/what-is-causing-us-financial-stress/
Where can your benefit program take you? Travel with these great savings through Australian Unions!Save up to 60% on your next hotel with your new Australian Unions Member Advantage benefits program.
The July edition of your Member Benefits Update brings you news of our brand new member benefits partnership with Member Advantage, there’s our Change the Rules campaign and some saving tips from ME plus, as always, our competitions with terrific prizes to win!
Member Benefits Update July 2017
The July edition of your Member Benefits Update brings you news of our brand new member benefits partnership with Member Advantage, there’s our Change the Rules campaign and some saving tips from ME plus, as always, our competitions with terrific prizes to win!
Photo: ACTU Secretary Sally McManus addressing the NEXGEN17 Conference
Change the rules
The Australia we once knew, that our parents experienced, is not the reality anymore because the rules that made our country fair are broken.
https://www.australianunions.org.au/2017/07/07/member-benefits-update-july-2017/
If the halfway mark of 2017 sees your savings looking a little lean, you could be caught in one of five money traps.
https://www.australianunions.org.au/2017/07/06/5-reasons-your-savings-are-going-backwards/
Starting on 1 July 2017 there will be changes to Australian Unions Member Benefits and our website.
https://www.australianunions.org.au/2017/06/30/changes-to-member-benefits/
In the June edition of your Member Benefits Update there’s a great cashback offer from our friends at Tyresales.
https://www.australianunions.org.au/2017/06/07/member-benefits-update-june-2017/
Thinking of upgrading to a new home? Check out our 7-point checklist to streamline the move.
https://www.australianunions.org.au/2017/05/18/7-point-checklist-to-upgrade-your-home/
In the May edition of your Member Benefits Update we look at the issue of big banks wanting to get their hands on your Super, there’s great savings to be had with ME, terrific deals from The Motor Report, info on how you can join the 2017 Mother’s Day Classic plus there’s a $100 WISH gift card to win!
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Super size your savings with a home-loan offset account from ME
A mortgage offset account can offer the ideal combination of easy access to cash savings while helping you pay off your home loan sooner.
https://www.australianunions.org.au/2017/05/04/member-benefits-update-may-2017/
For more than 20 years, industry super funds have been helping Australians to save for a better retirement.
https://www.australianunions.org.au/2017/05/02/have-you-considered-investing-outside-of-super/
A mortgage offset account can offer the ideal combination of easy access to cash savings while helping you pay off your home loan sooner.
In the April edition of your Member Benefits Update read about the victory of workers at Parmalat in Echuca, learn how to save money using a range of different financial apps (as recommended by ME), join our FREE footy tipping competitions plus there are two great Super books to win.
https://www.australianunions.org.au/2017/04/07/member-benefits-update-april-2017/
Technology puts a wealth of tools at our fingertips, and there’s no shortage of smart phone apps and web-based tools that can swing your money skills from zero to hero.
https://www.australianunions.org.au/2017/03/10/dont-worry-be-appy/
In the March edition of your Member Benefits Update find out about what’s happening in your state for International Women’s Day, you can join our FREE footy tipping competitions for union members, join the fight to keep penalty rates, register for the 2017 Mother’s Day Classic and grab some bargains with your special union member discount on a range of different products and services! Plus there’s another couple of fantastic DVDs to win.
https://www.australianunions.org.au/2017/03/02/member-benefits-update-march-2017/
The ACTU / ME Footy Tipping Competitions are back!
Hey union footy tipsters! The FREE ACTU AFL & NRL footy tipping competitions are happening again in 2017.
https://www.australianunions.org.au/2017/02/24/footy-tipping-2017/
Interest rates have fallen steadily over the past six years but the tide may be turning, making now the time to be rate rise ready.
https://www.australianunions.org.au/2017/02/10/five-steps-to-be-rate-rise-ready/
From all of us here at Australian Unions Member Benefits we’d like to wish our readers a very happy 2017 as we welcome you to the first edition of your Member Benefits Update for the year.
https://www.australianunions.org.au/2017/02/02/member-benefits-update-jan-feb-2017/
When we think of all the things that could get in the way of a quality retirement one factor is often overlooked: our children.
https://www.australianunions.org.au/2017/01/31/is-generosity-putting-your-retirement-at-risk/
Best wishes for the festive season from the team at Australian Unions Member Benefits.
https://www.australianunions.org.au/2016/12/22/best-wishes-for-2017/
In December’s bumper edition we bring you our Festive Pack competition with some terrific prizes, great gift ideas including some classic union T Shirts, festive cards from APHEDA, a fantastic member discount deal from Cracka Wines plus some timely advice for money management from ME!
Member Benefits Update December 2016
From the team at Australian Unions Member Benefits we would like to wish each of our readers a very happy and safe festive season.
https://www.australianunions.org.au/2016/12/08/member-benefits-update-december-2016/
Look no further than the Silly Season Rescue Pack.
Here’s a rundown of the top 3 things to check for on your home insurance policy every year to avoid nasty surprises in the event of a claim.
https://www.australianunions.org.au/2016/12/01/home-insurance-up-for-renewal/
Take a look at five common money mistruths we often tell ourselves – with ideas to get back on track with guilt-free money management.
https://www.australianunions.org.au/2016/11/29/five-money-lies-we-tell-ourselves/
This month we show you how to have your smashed avocado and eat it too, we bring you news from IFS on what you need to know about your eligibility for the Age Pension, there’s info on Union Aid Abroad-APHEDA’s upcoming Melbourne dinner, register for our new App plus there are three great DVD titles to win!
Member Benefits Update November 2016
In November’s edition, we show you how to have your smashed avocado and eat it too, we bring you news from IFS on what you need to know about your eligibility for the Age Pension, there’s info on Union Aid Abroad-APHEDA’s upcoming Melbourne dinner, register for our new App plus there are three great DVD titles to win!
Have your smashed avo and eat it too
Home loan lender ME has launched a new property search tool that includes lifestyle and affordability search criteria.
https://www.australianunions.org.au/2016/11/04/member-benefits-update-november-2016/
The federal government has introduced changes to the rules that govern eligibility for the Age Pension.
https://www.australianunions.org.au/2016/11/02/age-pension-eligibility-what-you-need-to-know/
New tool helps buyers have a home but keep the lifestyle, with a side of smashed avocado.
https://www.australianunions.org.au/2016/10/28/have-your-smashed-avo-and-eat-it-too/
Read all about two great banking offers for union members from our partner ME.
https://www.australianunions.org.au/2016/10/26/me-special-update-october-2016/
This month we bring you a timely update on our Member Benefits smartphone app, info on proposed changes to Super and how it might affect your retirement plans, there’s a great offer on new tyres from Tyresales.
For a limited time only, buy 3 tyres and get 1 more FREE on selected tyre brands at Tyresales!
The tyres available for this offer are marked with a red ‘Buy 3 get 1 Free’ bubble.
https://www.australianunions.org.au/2016/10/04/buy-3-tyres-and-get-1-free-at-tyresales-com-au/
4 things you need to know…
With the election over, some of the proposed changes to super are now being debated in parliament.
The latest Household Financial Comfort Report (HFCR) from industry super fund-owned bank, ME shows financial wellbeing among baby boomers has taken a hit in the last six months.
https://www.australianunions.org.au/2016/10/03/have-the-baby-boomers-lost-their-boom/
Australian Unions are pleased to announce that our Member Benefits have a brand new Smartphone app.
https://www.australianunions.org.au/2016/09/29/new-smartphone-app/
Happy September, dear readers! This month we bring you the announcement of the ACTU / ME 2016 Footy Tipping competitions, we urge you to hold a CUB free BBQ this Grand Final Day, there’s important info on checking your Super statement, a great offer from The Motor Report plus there’s two terrific DVDs to win!
Member Benefits Update September 2016
Photo: Unionists at the CUB rally in Melbourne last month
New Member Benefits Facebook page ‘Like’ competition
Last month, Australian Unions Member Benefits launched a brand new Facebook page and we held a ‘Like’ competition.
No matter your current job or whether you work full-time, part-time or on a casual basis, the changing face of employment is impacting our financial wellbeing.
https://www.australianunions.org.au/2016/09/06/jobs-and-work-the-key-drivers-of-financial-wellbeing/
Are you one of the 690,000 working Australians who are not currently receiving their full super payment? The best way to find out is to check your Super statement.
The August edition of your Member Benefits Update delivers the latest Household Financial Comfort Report from ME, news of our brand new Facebook page, with a competition attached if you hit the ‘Like’ button, there’s a great offer for union members on some fabulous discounted wine, we have the low-down on how to find your lost super and, of course, there’s two great DVDs to win!
Member Benefits Update August 2016
New Member Benefits Facebook page ‘Like’ competition
Australian Unions Member Benefits (previously known as ACTU Member Connect) have a brand new Facebook page for you to head to and ‘Like’ right now! And the best bit is if you hit the ‘Like’ button before 31st August 2016 you will automatically go in the draw to win a $100 WISH Gift Card! If you’re already a ‘Liker’ of our old page, you will still need to head across to the new page and hit ‘Like’ to enter the competition.
https://www.australianunions.org.au/2016/08/03/member-benefits-update-august-2016/
Latest report on household financial comfort.
https://www.australianunions.org.au/2016/08/02/household-financial-comfort-report/
It has been said that there is ‘nothing certain in the world except for death and taxes’ and it is that time of year when many of us are completing our annual tax return.
https://www.australianunions.org.au/2016/08/02/did-you-know-that-tax-time-is-also-super-time/
Find out about the latest home loan offer for union members from our partner ME.
https://www.australianunions.org.au/2016/07/21/me-special-update-july-2016/
Australian Unions Member Benefits (previously known as ACTU Member Connect) have a brand new Facebook page for you to head to and ‘Like’ right now!And the best bit is if you hit the ‘Like’ button before 31st August 2016 you will automatically go in the draw to win a $100 WISH Gift Card! If you’re already a ‘Liker’ of our old page, you will still need to head across to the new page and hit ‘Like’ to enter the competition.
https://www.australianunions.org.au/2016/07/15/new-member-benefits-facebook-page-competition/
Happy new financial year, dear readers, and wow, what a start to it! As the saying goes, may you live in interesting times! The July edition of your Member Benefits Update brings you a wrap of our federal election campaign, a great offer for union members on new tyres, a brand new Portfolio Service from IFS, home loan-life balance tips from ME plus, as always, there’s some terrific DVDs to win!
Member Benefits Update July 2016
Happy new financial year, dear readers, and wow, what a start to it! As the saying goes, may you live in interesting times! The July edition of your Member Benefits Update brings you a wrap of our federal election campaign, a great offer for union members on new tyres, a brand new Portfolio Service from IFS, home loan-life balance tips from ME plus, as always, there’s some terrific DVDs to win!
Photo: Build a Better Future campaigners in the Tasmanian electorate of Bass
Unions salute magnificent work of those behind groundswell of change
The election result is a huge win for the groundswell of ordinary people who want a fair go for all, an equal tax system and decent jobs, education and health care, say unions.
https://www.australianunions.org.au/2016/07/07/member-benefits-update-july-2016/
If you’re buying your first home or upgrading your existing one, it pays to choose the right loan – one with the flexibility to achieve long-term goals while allowing you to live your life.
https://www.australianunions.org.au/2016/07/05/achieving-loan-life-balance/
In the June edition of your Member Benefits Update we bring you news of an exciting new car buying service for union members, tips on how to get your finances in order in the new financial year, there’s a great insurance offering, we have an update on the minimum wage outcome plus, as always, there’s some great DVDs to win!
Member Benefits Update June 2016
Photo: Volunteers getting ready to knock on doors in the marginal seat of Cowan, WA on Sunday 29th May – photo courtesy of UnionsWA
New financial year money makeover
When 1 July ticks over try our five simple steps to get your finances in great shape for the 12 months ahead.
https://www.australianunions.org.au/2016/06/02/member-benefits-update-june-2016/
The ACTU is pleased to announce this newly formed partnership with themotorreport.
https://www.australianunions.org.au/2016/05/31/new-motor-report-partnership/
When 1 July ticks over try our five simple steps to get your finances in great shape for the 12 months ahead.
https://www.australianunions.org.au/2016/05/30/new-financial-year-money-makeover/
In the May edition of your Member Benefits Update we dissect the 2016 Federal Budget, we urge you to ‘Take the Pledge’ to put the Liberals last come election day, there’s a great offer from Tyresales.
https://www.australianunions.org.au/2016/05/09/member-benefits-update-may-2016/
Money myths debunked
Forget the mistakes and misconceptions.
https://www.australianunions.org.au/2016/05/02/money-myths-debunked/
In the April edition of your Member Benefits Update find out how to join the ‘Secret’ ACTU Army, grab a bargain on tyres, support the APHEDA raffle and join our FREE footy tipping competition for union members.
https://www.australianunions.org.au/2016/04/06/member-benefits-update-april-2016/
A financial gap is growing between different generations of Australians.
https://www.australianunions.org.au/2016/03/10/young-and-old-at-financial-odds/
In the March edition of your Member Benefits Update find out about what’s happening in your state for International Women’s Day, join our FREE footy tipping competitions for union members, register for the Mother’s Day Classic and grab a bargain with the special union member discount on some lovely Cracka wines! Plus there’s another couple of fantastic DVDs to win.
https://www.australianunions.org.au/2016/03/04/member-benefits-update-march-2016/
Understanding how different credit cards work can mean avoiding a costly mistake.
https://www.australianunions.org.au/2016/02/26/whats-the-difference-between-credit-cards/
From all of us here at Australian Unions we’d like to wish our readers across Australia a very happy 2016 as we welcome you to the first edition of your Member Benefits Update for the year.
https://www.australianunions.org.au/2016/02/03/member-benefits-update-january-february-2016/
Findings from ME’s latest Property Buying Intentions Report
ME’s latest Property Buying Intentions Report indicates demand for residential property may remain strong over the next 12 months despite prudential changes and tightening of lending criteria for some home buyers.
From all of us here at Australian Unions Member Benefits we would like to wish you a very happy and safe festive season.
https://www.australianunions.org.au/2015/12/02/update-december-2015/
Right now union members could get more, with a discount of 0.
https://www.australianunions.org.au/2015/11/30/looking-for-a-better-home-loan-deal/
Purchasing a car is a major commitment and whilst it is easy to get caught up in choosing your favourite make and model, it is also important to be adequately informed about all the potential costs involved, such as stamp duty, registration and insurance.
https://www.australianunions.org.au/2015/11/26/things-to-consider-when-buying-a-car/
A promiscuous archangel, a wise man with multiple personality disorder, a psychotic King, a desperate donkey, a smitten shepherd, one dodgy innkeeper, and some knocked-up virgin and her baffled fella.
https://www.australianunions.org.au/2015/11/06/bella-union-presents-christ-almighty/
In the November edition of your Member Benefits Update there’s a great offer exclusive to union members from ME, we encourage workers to Go Home on Time, there’s a fantastic offer from Cracka Wines, plus we have two excellent DVDs from Madman to win!
Read on
https://www.australianunions.org.au/2015/11/05/update-november-2015/
ME are working hard to stay agile, reinvent and give Australians more relevant ways to get ahead financially.
https://www.australianunions.org.au/2015/11/04/the-new-me-frank-credit-card-is-here/
In the October edition of your Member Benefits Update we report back on last month’s successful National Door Knock, we announce the winners of both the AFL and NRL Footy Tipping competitions, there’s some great Gift Card offers plus a bumper DVD and movie double passes competition! Photo: Union members volunteering in the federal seat of Longman in Qld last month.
https://www.australianunions.org.au/2015/10/20/update-october-2015/
Two-thirds of the nation’s households would struggle to find $3,000 in an emergency.
https://www.australianunions.org.au/2015/10/01/aussies-exposed-to-financial-emergencies/
In the September edition of your Member Benefits Update we encourage you to join us in door knocking around the country over the weekend of 12th and 13th of September, there’s advice on how to exit the credit card roundabout, info on how to access our great deals, a special $50 offer on new tyres for union members plus there’s some double movie passes from Madman to win!
Read the September edition
https://www.australianunions.org.au/2015/09/04/update-september-2015/
One in two Australians are struggling with credit card debt.
https://www.australianunions.org.au/2015/09/01/exit-the-credit-roundabout/
ME today, 27 August 2015, announced changes to its variable and fixed home loan interest rates for investor and selected owner occupied loans.
https://www.australianunions.org.au/2015/08/27/me-home-loan-interest-rate-changes/
In this month’s edition of your Member Benefits Update we teach you how to speak ‘Super’, there’s some great ideas on how to wisely invest your tax refund, we have a special $50 Visa Card offer from ISinsured, an update on the recent Productivity Commission Report plus there’s some sweet, sweet DVDs from Madman to win!
Read on
https://www.australianunions.org.au/2015/08/07/update-august-2015/
Australian Unions Member Benefits members have access to a range of insurance products through ISinsured which is designed to offer great value on features and benefits.
https://www.australianunions.org.au/2015/08/05/get-isinsured-and-a-bonus-50-visa-card/
We look at simple ways to put this year’s tax cheque to good use.
https://www.australianunions.org.au/2015/07/22/turn-your-tax-refund-into-smart-money/
The Melbourne Career Expo will be held from Friday 24 July to Sunday 26 July at the Melbourne Exhibition Centre, Clarendon St, Southbank.
https://www.australianunions.org.au/2015/07/13/free-tickets-to-melbourne-career-expo/
Superannuation, retirement and eligibility to the pension are regularly in the news headlines at the moment, yet studies have shown that much of the ‘jargon’ used when talking about these topics confuses most of us.
https://www.australianunions.org.au/2015/07/08/can-you-speak-superannuation/
Happy new financial year, dear readers! The July edition of your Member Benefits Update brings you news on our ‘Build a Better Future’ campaign, ME’s top five tips on safe mobile banking, there’s some movie tickets to win plus loads more!
Read on
https://www.australianunions.org.au/2015/07/08/update-july-2015/
Smart phones are changing the way we manage money.
https://www.australianunions.org.au/2015/06/23/mobile-banking-convenient-and-safe/
Welcome to the June edition of your Member Benefits Update! There’s an ACTU Congress wrap up, some great tips on playing your (credit) cards right, a fantastic offer on some premium bubbles from Cracka Wines, news about our exciting new smartphone app, great prizes to win and loads more!
Read on
https://www.australianunions.org.au/2015/06/05/update-june-2015/
High fees and sneaky interest hikes could be draining your finances.
https://www.australianunions.org.au/2015/05/25/play-your-cards-right/
Happy May Day to all our readers across the country! The May edition of your Member Benefits Update’ busts some commonly held myths regarding home loans, there’s info on how you can join the 2015 Mother’s Day Classic, great prizes to win and loads more!
Read on
https://www.australianunions.org.au/2015/05/07/update-may-2015/
Confused about home loans? Our FAQs set the record straight.
https://www.australianunions.org.au/2015/04/27/home-loan-myths-busted/
Welcome to the April bumper edition of your Member Benefits Update.
https://www.australianunions.org.au/2015/04/09/update-april-2015/
An offset home loan makes spare cash work harder.
https://www.australianunions.org.au/2015/03/26/offset-accounts-money-saver-for-home-owners/
In this month’s edition of your Member Benefits Update find out how to join in the ‘Fight for our Rights’ nationwide protest tomorrow, Wednesday 4 March, join our FREE footy tipping competitions for union members, register for the Mother’s Day Classic and get a special union member discount on some fancy wines! Plus there’s another couple of fantastic DVDs to win.
https://www.australianunions.org.au/2015/03/18/update-march-2015/
ME Bank’s latest Household Financial Comfort Report found one in two Australian households say the cost of necessities is their biggest financial worry.
https://www.australianunions.org.au/2015/02/26/households-sweat-the-small-stuff/
Vale Mavis June Robertson 1930 – 2015Australian Unions have paid tribute to one the leading pioneers of Australia’s compulsory super system, Mavis Robertson AM, who died on 17 February at Epworth Hospital, Richmond at the age of 84.
https://www.australianunions.org.au/2015/02/25/tribute-to-pioneer-of-superannuation-in-australia/
The ACTU / ME Bank FREE footy tipping competitions are back for 2015!
The NRL season begins on Thursday 5th March and the AFL kicks off on Thursday 2nd April.
Here is your Member Benefits update.
https://www.australianunions.org.au/2015/02/10/update-february-2015/
A lack of money discipline is denying many Australian households from realising their financial goals in 2015 according to ME Bank’s Saving Intentions and Behaviours Survey, conducted in December 2014 with 1,500 adults nationally.
Australian Unions Member Benefits members have access to a range of insurance products through ISinsured which is designed to offer great value on features and benefits.
https://www.australianunions.org.au/2014/12/03/get-a-50-load-and-go-travel-visa-card-from-isinsured/
Do you know if your retirement plans will be impacted?Currently, the Centrelink Income Test used to calculate eligibility for benefits such as the Age Pension, treats income received from Account Based Pensions differently from that received from other sources such as bank accounts, managed funds and shares.
In today’s competitive lending market, borrowers hold the trump card.
https://www.australianunions.org.au/2014/11/26/the-perfect-storm-for-home-owners/
People across the country, from all walks of life, will be having their say on the type of Australia they want.
https://www.australianunions.org.au/2014/11/06/our-living-standards-our-voice-survey/
Wafer thin fixed rates could be taking pressure off the Reserve Bank to deliver further rate cuts.
https://www.australianunions.org.au/2014/10/31/fixed-rates-plunge-below-5/
Union members have access to a range of insurance products through ISinsured which is great value.
Faced with rising property values, first home buyers are banding together with friends and family.
Read all the latest Member Benefits news.
https://www.australianunions.org.au/2014/09/03/union-benefits-update-september-2014/
Enter the draw to win one of 3 copies of both ‘God’s Pocket’ and ‘Half of a Yellow Sun’ we are giving away to 6 lucky union members this month!
God’s Pocket
Directed by Mad Men star, John Slattery ‘God’s Pocket’ stars the late, great Philip Seymour Hoffman in one of his final roles.
https://www.australianunions.org.au/2014/09/01/win-one-of-six-dvds/
Paying off your home loans could go hand-in-hand with putting away savings for a rainy day.
https://www.australianunions.org.au/2014/09/01/expecting-the-unexpected/
Welcome to the new look Australian Unions Member Benefits site.
https://www.australianunions.org.au/2014/08/18/welcome-to-the-new-look-union-member-benefits-site/
Since its inception 30 years ago, the Anna Stewart Memorial Project continues to be the flagship training project for union women, and has seen the growth of many leaders in Victorian unions.
Take a moment to check the fees you’re paying for everyday banking.
https://www.australianunions.org.au/2014/08/06/small-savings-stack-up/
