Published: 27/06/2018
Category: Member Benefits
Published: 27/06/2018
Category: Member Benefits

The tax benefits associated with superannuation make it a clear winner when it comes to building wealth over the long term. However, it isn’t available to everyone. Some people are no longer able to contribute to superannuation while others are still working but have reached the concessional contributions cap and can no longer make tax effective contributions to superannuation. 

There are many options available for your non-super investment needs but some important issues need to be considered before investing.

Set a time frame for your financial goals

Thinking about your investment timeframe can help you choose an option that matches your goals. For example, if you are saving for a round-the-world holiday in the next twelve months, the type of investment options you may be considering could be different to those that are suited to building long-term savings to supplement your super in retirement.

Determine your risk appetite

It is also important to consider your attitude to risk to ensure a balance between your personal circumstances and your investment ambitions. If losing 10% or 20% of value in your investment would make you uncomfortable, then cash or capital stable investments may suit you better. Investors who take the long term view, who understand sharemarket downturns and property slumps, may be more suited to investing in shares and property.

A range of investment options in one online platform

ifsinvest is an online, non-super investment platform. Like superannuation, ifsinvest offers a range of diversified investment options and access to expert, reputable fund managers.

You can choose from investment model portfolios, term deposits and managed funds to create an investment portfolio to suit your needs, objectives and risk profile. Featuring a secure portal, fast and intuitive navigation, and supported by a dedicated Client Care Team, the easy-to-use platform allows you to have access to your savings and you can manage your investments yourself.

Contact Client Care Team on 1300 734 496 or visit to find out more.

Important notes:

All investments carry risk.  Before deciding to invest, you should consider the following key risks:

  • The value of investments will vary. You can lose money as well as make money.
  • The level of returns will vary, and future returns will differ from past returns
  • Returns are not guaranteed and investors may lose some or all of their money, and
  • Laws change.

OneVue Wealth Services Limited ABN 70120380627 AFSL308868 (OneVue) is the product issuer of ifsinvest. Industry Fund Services ABN 54 007 016 195 AFSL 232514 (IFS) has entered an arrangement with OneVue to make ifsinvest available to you.  IFS receives fees for its services. 

This information has been prepared by IFS as promoter and distributor of ifsinvest. It contains general information and does not take into account your personal objectives, financial situation or needs. We recommend that you consult a financial adviser if you require financial advice that takes into account your personal circumstances.

It is important before deciding whether to invest that you read the Disclosure Documents and consider whether ifsinvest is suitable for you.   A copy of the Disclosure Documents can be obtained by calling 1300 734 496 or from the Documents and Resources tab of

When there’s room for other investments

When there’s room for other investments