Focus on your future investment goals

Cbus

Making reactive changes to your investment options that don’t take your long-term goals into account may end up costing you big in retirement.  

Although share markets can be impacted by short-term price volatility, they generally deliver strong positive returns over the long term, which is why they make up a considerable part of Cbus investment portfolios.

Around 50% of the Cbus Growth (MySuper) investment option (the default option for Cbus accumulation accounts) and 35.5% of the Conservative Growth investment option (the default option for Cbus super income stream accounts) are invested in Australian and global shares.  

Having a diversified portfolio of assets generally helps protect members’ accounts from the impact of a specific asset class experiencing negative returns. History has shown that when one asset class is performing poorly, another usually performs well.

As a result, members with exposure to a well-diversified mix of asset types are not expected to experience fluctuations in their super to the same extent as if they were invested in a single asset class. 

Check out our market volatility page and find out more.

Super Guarantee rate increase from 1 July 2023  

From 1 July 2023, the compulsory Super Guarantee rate is set to rise from 10.5% to 11% for the 2023/24 financial year. So, if you’re an eligible worker, you should start to see your employer contribute more into your super. This means more super savings in your account for your retirement.

This information is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Read the relevant Product Disclosure Statement (PDS) and Target Market Determination to decide if Cbus Super is right for you. Call 1300 361 784 or visit cbussuper.com.au. Past performance is not a reliable indicator of future performance. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and/or Cbus Super).