Member Benefits Update August 2015 - ACTU Australian Unions
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Member Benefits Update August 2015

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Member Benefits Update August 2015

In this month's edition of your Member Benefits Update we teach you how to speak 'Super', there's some great ideas on how to wisely invest your tax refund, we have a special $50 Visa Card offer from ISinsured, an update on the recent Productivity Commission Report plus there's some sweet, sweet DVDs from Madman to win!

Photo: Local Corangamite resident and 'Build a Better Future' door-knocking team member last week in Geelong


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Can you speak Superannuation?

Superannuation, retirement and eligibility to the pension are regularly in the news headlines at the moment, yet studies have shown that much of the ‘jargon’ used when talking about these topics confuses most of us.

Nearly 8 out of 10 Australians admitted that they don’t really understand much of the terminology used.*

As superannuation is probably the largest asset many of us will accumulate during our working life (after the family home) and will play a major role in the standard of living people achieve in retirement, it is important that we know more about what the key terms mean.

In reality, most of the terms are quite straightforward.

To find out what 20 of the most commonly used superannuation terms mean, visit the Australian Unions Financial Advice Toolkit.

*Superannuation jargon is a barrier for Australians, a survey found (Alison McMeekin 30 March 2012)

The information in this article is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before investing in any product you should therefore read the relevant Product Disclosure Statement (PDS) and consider the appropriateness of any investment for your objectives, financial situation or needs. The Australian Unions Financial Advice Toolkit is powered by Industry Fund Services Limited (IFS), ABN 54 007 016 195, AFSL 232514 IFS one of the largest providers of financial services and products to industry super funds, unions and their members.


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Turn your tax refund into smart money

We look at simple ways to put this year’s tax cheque to good use.

How good is tax time? In exchange for a few hours filling out your tax return, you could receive a handy refund cheque. And with a bit of planning you could make the tax man’s refund go a lot further.

Grow your retirement savings

Using your tax refund to make a contribution to your super fund will boost the value of your nest egg. If your other half is a low income earner, consider using your tax refund to make a contribution to their super fund. You may be eligible for a tax offset worth up to $540.

Read on for more smart ways to use your tax refund.

Members Equity Bank Limited ABN 56 070 887 679 Australian Credit Licence 229500

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What you need to know about the Productivity Commission Report

The Productivity Commission has released a report that would radically change the way workers rights are set and enforced in Australia. Its findings will dominate the industrial debate between now and the federal election.

Here’s what you need to know.

The Penalty Rate double standard

The Productivity Commission recommends there should be two classes of Australian workers. Those who wear uniforms and save lives and have the capacity to embarrass politicians when they campaign for their rights; and one for everyone else.

Bye-Bye Sundays

Associated to this is a proposal to cut Sunday rates to the Saturday rate for workers in hospitality, entertainment, retail, restaurants and cafes, leading to a massive pay cut to a significant section of the workforce.

Read on for full article at Working Life



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Get ISinsured and a bonus $50 Visa Card

Australian Unions Member Benefits members have access to great value insurance products through ISinsured.

Receive a $50 Load and Go Travel Visa Gift Card when you take out a new policy. 

From 5th August until the 30th September 2015 if you take out a new Comprehensive Motor, Home or Landlord policy through ISinsured you will receive a $50 Go Visa Travel gift card. 

Plus the more new policies you take out, the more value you receive on your gift card:

  • 1 new policy = $50 on the Load and Go Visa travel gift card
  • 2 new policies = $100 on the Load and Go Visa travel gift card
  • 3 new policies = $150 on the Load and Go Visa travel gift card

Take a closer look at the policy features and benefits offered through ISinsured: 

Your quote is obligation free so why not compare ISinsured today?

For full terms and conditions please visit our website



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Movie Tickets


Want to get a great deal on movie tickets? Union members can make big savings on Village, Hoyts, Palace and Event movie tickets. Adult and Children’s tickets are available at heavily discounted prices – check our secure members only website for details.

You can decide whether the tickets are posted to you or have digital tickets sent by email and accessible on your computer, smartphone or mobile device. Find out more about our Member Benefit Smartphone App.

You can Register now for our secure members only area to be be amongst the first to gain access to this great benefit or if you already have a login check it out in our union members site now.



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 Member Benefits  

New Member Benefits app update

Over the last month or two Australian Unions launched some new and exclusive Member Benefits and many members have already downloaded the app and are using it to get some fantastic deals!  Check your inbox for our recent email telling you how to log in. Search for "Lifestyle Rewards" for your login code.

Our program has expanded to include:

  • Discounted movie tickets for Village, Hoyts, Palace and Event cinemas.
  • Discounted electronic gift cards - for JB Hi-Fi, Rebel Sport, Dick Smith, iTunes and My Fun (which includes major theme parks, zoos and aquariums).
  • A discounted accommodation booking site.
  • A new secure member only website and smart phone app.

All this is free to all members of affiliated unions. If you have not got a login and would like join in register for Member Benefits now.


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'Blood on the Coal'

'Blood on the Coal' is a remarkable, award winning film which traces the history of Australia’s Queensland coal miners and their Union from the darkest days of the 19th century to the daunting industrial, safety and community challenges driven by giant global corporations today. 

Narrated by Jack Thompson, it is a story of struggle and survival, of courage and determination, of tragedy and triumph and of never giving up, even in the face of the most daunting challenges. 

The stories in the film are told with compelling honesty, humour and wit by miners and their communities who survive in one of the world’s most hazardous industries – coal mining.

There are a limited number of special screenings that need your support.

We have two double passes for each of the following screenings:

  • Crown Village Cinemas - Melbourne on 26/8 at 6:30pm
  • Palace Nova Eastend - Adelaide on 26/8 at 6:30pm
  • Myer Centre - Brisbane on 2/9 at 6:30pm
  • Event Cinemas - Ipswich on 9/9 at 6:30pm

To win email memberbenefits@actu.org.au with your name, address, union name and membership number before close of business Friday 21st August 2015.


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Win one 5 DVD copies of 'That Sugar Film from Madman this month

Enter the draw to win one of 5 DVD copies of 'That Sugar Film' that we are giving away to 5 lucky union members this month!

That Sugar Film is one man’s journey to discover the bitter truth about sugar. Damon Gameau embarks on a unique experiment to document the effects of a high sugar diet on a healthy body, consuming only foods that are commonly perceived as ‘healthy’. Through this entertaining and informative journey, Damon highlights some of the issues that plague the sugar industry, and where sugar lurks on supermarket shelves. That Sugar Film will forever change the way you think about ‘healthy’ food.

World famous chef, Jamie Oliver says That Sugar Film is 'A definite must-see'.  Dr Stan Goldstein, Public Health, UNSW says it's 'Amazingly powerful'.  ACTU employee and self-styled food critic, Mary F Doyle calls That Sugar Film a 'Triumph'.

To win a DVD copy of That Sugar Film email memberbenefits@actu.org.au with your name, address, union name and membership number before close of business Friday 21st August 2015.



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Join the Fight for our Living Standards

Tony Abbott’s inquiry into workplace relations has just called for cutting penalty rates and the minimum wage, making it easier to sack people and giving employers even more power over our lives.

This is exactly what Abbott would do if he got re-elected. But with your help that’s not going to happen.

We are going to door knock every seat Abbott needs to win to hold on to power on the 12th and 13th of September.  Sign up to take part and help us build a better future.

Abbott's productivity commission is going to hold hearings around the country click here to find out where and show your opposition.

Campaign materials can be found here.



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