Industry leaders say it's time the superannuation system was overhauled in order to create a more even playing field for women and low-income earners. And while, as individuals, there are simple adjustments you can make to help boost your super savings, changes are needed at government level for the most effective outcomes.

As a Member Advantage member, you can access a great range of additional benefits when you join HCF as a corporate member.

Feeling the pinch of financial stress? Industry super fund-owned bank ME identifies some of the top financial concerns facing Australian households – and what you can do to beat them in 2019.

From the team at Australian Unions Member Benefits we would like to wish all our readers a very happy and safe holiday season.  In December's edition we bring you our Festive Pack competition with some great prizes on offer, there's some timely advice from ME on how to spend wisely over the holidays, we highlight special offers from Vero Insurance and there's news on how to save money with our Member Benefits program.  Enjoy the holidays and we will catch you again in 2019!

The festive season beckons, with end-of-year parties and gift giving characterising the last month of the year. While it may be tempting to blow off some steam by letting loose in the shops, ME says it could pay in the long run to formulate a spending plan.