Member Benefits Update November 2019 - ACTU Australian Unions
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Member Benefits Update November 2019

Happy November, people!  This edition brings you some handy info on credit reports and how to access yours, we highlight the secretive 'Regional Comprehensive Economic Partnership' and how it might impact on the Australian economy, there's still time to get tickets to the Melbourne APHEDA dinner, we have some great deals on mobile plans as well as global money transfers plus we have a Gold Class double movie pass and a food & beverage voucher to give away in our monthly competition!

 

 

Photo: ACTU Secretary, Sally McManus (centre) with unionists at the WIMDOI conference in Devonport in November.

Member Benefits Update November 2019


 

Five things we get wrong with credit reports

A credit report is like a track record of your credit health. It shows how well you manage credit, and that’s why a lender will look at your credit report when you apply for a home loan, personal loan or credit card.

Maintaining a good credit report may even help you access better deals.

But it seems there’s plenty we’re unsure about when it comes to our personal credit reports.

Here are five things we’re getting wrong.

  • Misconception #1 It’s only banks that check out your credit report

Most Australians know their credit report may be checked when they apply for a home loan or personal loan.

However, research by CreditSmart found less than 50% of us know that credit reports are also used by telcos and utility providers when we apply for a new mobile phone contract or open a new gas or electricity account. 

Read on for the other four things we get wrong


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ACTU President Michele O'Neil on Morrison's union busting bill

Listen now to ACTU President, Michele O'Neil speaking on ABC's RN Breakfast on Wednesday 13 November, about the Morrison government's plans for workers and their unions in this country.

Listen now


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Great deals on Mobile plans from uPoint!

Just in time for Christmas, union members can now access terrific deals on mobile and NBN plans through UPoint.

With Mobile plans including 4GB of data starting at $29 a month going up to plans including 40GB there is an offer for everyone, whether you just use the phone for calls and texts or whether you are on social media all day.

Head to upoint.com.au now to find the best deals for you.


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Excellent exchange rates on your global money transfers

Planning your next holiday or sending money to family abroad? Transferring money overseas doesn’t have to be stressful, nor should it cost the earth. OFX can help you save money with very competitive exchange rates and $0 OFX transfer fees* exclusively through your member benefits.

OFX is a global money transfer specialist dedicated to supporting individuals and businesses stay ahead in today’s fast-moving world. Wherever you are, you can transfer and track payments on the go with the OFX app. 

Why OFX

  • $0 OFX transaction fees on ALL transfers over AUD$250*
  • Bank beating exchange rates
  • Dedicated currency specialists and 24/7 customer support to assist with day-to-day transfers and long-term currency planning
  • Send money to 197 countries in 55 currencies
  • Dedicated Account Manager

Set up your account by visiting Australian Unions Member Benefits

Please note; if you haven't already registered for the member benefits program, hit the 'Register' button and input your details to access all the exclusive union member deals.

*Third party fees may apply. OzForex Limited trading as “OFX”. ABN 65 092 375 703 | AFSL 226 484. Read our PDS and FSG at OFX.com


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Union Aid Abroad-APHEDA Melbourne Dinner

Union Aid Abroad-APHEDA will be holding their 2019 Melbourne Dinner this coming Friday 15th November, and they would like to invite you and your comrades to book a table in support of global solidarity.

So get in quick - you have until tonight to book your ticket.

Book here now 

As this year marks the twentieth anniversary of Timor Leste’s independence, Union Aid Abroad will be celebrating the decades of solidarity between the Timorese and Australian people.

ACTU Secretary Sally McManus will be guest speaker this year.  Sally recently returned from a visit to Timor Leste, where she was invited to attend the official celebrations of the twentieth anniversary of Timorese independence.

For queries, please contact Samantha Bond at sbond@apheda.org.au


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As world's biggest trade deal nears completion no details known to voters

The Regional Comprehensive Economic Partnership (RCEP) trade agreement – touted as the biggest in history - is nearing completion, but no one outside the secret negotiations knows what it contains, and by the time the Australian people find out, it will be too late to make changes.

The agreement will cover almost half of the world’s population, over 30 per cent of global GDP and over a quarter of world exports.

ACTU President, Michele O'Neil said, “These trade deals change people’s lives and have a huge impact on the Australian economy. They should be negotiated in full view of the Australian people, not behind closed doors."

Read on for full story


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Wages continue to fall under Morrison's plan

Quarterly Wage Price Index (WPI) has fallen 0.1 per cent to 2.2 per cent at September quarter 2019 on the previous year according to new data from the ABS this morning.

This comes after it was revealed that wage growth in new private sector agreements fell in the June quarter and over the year.

The Morrison Government has implemented a series of policies to reduce wage growth which have crushed economic growth and forced millions of Australian workers into financial hardship.

ACTU Secretary, Sally McManus said, “Millions of Australian workers are facing their eighth year without a decent pay rise because of this Government’s obsession with a failed trickle-down economic experiment."

Read on


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Job Vacancies  

Jobs with the union movement - apply now

There are some terrific union roles currently listed on the ACTU Job Vacancies web page.  A variety of positions are available from Social Media Officer to Partnerships Manager, Events Coordinator, Organiser and lots more.

So if you're in the market for a great union job see what's on offer today.


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WIN Gold Class Double Pass and $30 food & beverage voucher this month!

Enter the draw to win a Gold Class double pass and a $30 food & beverage voucher that we are giving away to one lucky union member this month!

To enter simply email memberbenefits@actu.org.au with your name, address, union name and membership number before close of business Friday 29th November 2019. 


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The team at Australian Unions {{broadcaster.name}} 

australianunions.org.au/member_benefits


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