Member Benefits Update December 2017 - ACTU Australian Unions
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Member Benefits Update December 2017

In December's edition we bring you our Festive Pack competition with some great prizes on offer, there's some timely advice from ME on the dangers of 'buy now, pay later' and there's news on how to save money with our Member Benefits program.  Enjoy the holidays and we will catch you again in 2018!

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Member Benefits Update December 2017

From the team at Australian Unions Member Benefits we would like to wish all our readers a very happy and safe festive season.  In December's edition we bring you our Festive Pack competition with some great prizes on offer, there's some timely advice from ME on the dangers of 'buy now, pay later' and there's news on how to save money with our Member Benefits program.  Enjoy the holidays and we will catch you again in 2018!

Photo: Volunteer to Change The Rules


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The dangers of 'buy now, pay later'

A raft of “buy now, pay later” options like Afterpay and zipPay are giving the consumers the opportunity take purchases home immediately and pay them off over time. It may sound convenient but there are downsides that shoppers need to be aware of.

Late fees can be costly

There’s no cost to sign up, and no interest charges, but neither Afterpay nor zipPay are entirely fee-free.

Afterpay requires payments of four fortnightly instalments, while zipPay lets customers set up weekly, fortnightly or monthly repayments.

With zipPay, if you don’t pay off your statement balance in full by the end of the month, a $5 monthly fee is added to your account.

If you’re late with an Afterpay repayment, a $10 fee applies plus a further $7 charge if your payment is still outstanding seven days later. So, missing all the repayments on, say, a $100 pair of shoes could cost you $68 in fees.

Read on for full article

Members Equity Bank Limited ABN 56 070 887 679.


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WIN a festive pack this month!

There are three packs up for grabs this year which are sure to bring joy to three lucky union members to share with workmates, family and friends over the holidays!

Festive Pack 1 contents

Festive Packs 2 & 3 contents

COMPETITION: To enter email Member Benefits before 5pm AEDT Wednesday 20th December 2017.

One entry per union member.


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Whatever your festive season looks like, celebrate with Member Advantage

This time of year can be a hectic and stressful time. So let Australian Unions Member Benefits, in partnership with Member Advantage, make it easier with great savings on holiday season essentials.  Find the perfect gift for everyone in your family, fill the car with petrol and even prepare a memorable Christmas dinner. All purchased with incredible discounts and deals* through your Australian Unions Member Benefits.

Travel or Home and Contents insurance, to last minute RedBalloon experience vouchers and discounted petrol gift cards, there’s something for every travel or celebration need. Through our partnership with Member Advantage, we find you the savings, so you can enjoy more of the holiday season.

To find out more and save with Australian Unions Member Benefits, log in with the email you used to register at the Member Benefits website. If it is your first-time logging in, you will need to click the register button on the right and complete a short registration form or call Member Advantage directly on 1300 853 352.

*Terms and conditions apply


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High Court judgement in AWU case

The judgement handed down by the High Court on Wednesday 6th December on a case between petroleum and gas giant ESSO and the Australian Workers Union has made Australia’s industrial action laws – which are already some of the most restrictive in the OECD – much more oppressive.

The High Court has described working people withdrawing their labour as a “privilege”, whereas in most countries, as it has been in Australia, it has always been seen as a right and part of a fair democracy.

The judgement puts in place even higher hurdles working people must face before being able to take so-called “legal” or “protected” industrial action.

There are currently a myriad of complex and onerous rules restricting industrial action to a very limited window with severe penalties should not all these rules and red tape be complied with.

We need to change the rules so employers do not have all the power and working people’s democratic rights are restored.

Read on for full article


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Motor Report
 
 

The Motor Report

When it comes time to buy a new car, The Motor Report has all the information to make your decision easier:

  • Pre arranged savings across small compact cars, SUV’s, 4WD’s, family cars, commercials and also prestige new cars
  • Make your decision easier by being able to compare cars, specs and deals side by side.
  • Over 1000 new car reviews all in the one place.
  • Be able to get an independent review and advice on which is the next new car that will suite you the best.
  • Over 2000 new cars listed with prices, technical specifications, safety features and fuel efficiencies. 
  • Specials exclusive to union members www.themotorreport.com.au/unions
Be able to make the correct informed decision for you or your family and get a great deal on a new car all in the one place.

So check out the specials exclusive to union members at www.themotorreport.com.au/unions

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Great deals on movie tickets

Keen to get a great deal on movie tickets these holidays?  Taking the family to see the movies can be an expensive business these days but not if you're a union member!  Members can make huge savings by using our movie vouchers.  Check out all the options on our website today!


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Keep big banks out of our Super

Malcolm Turnbull has finally capitulated and established a banking royal commission.

For too long, the big banks have taken customers for a ride with their dodgy practices, ripping us off to keep bloated executive salaries inflated. The banks are broken and it’s time to fix them.

This royal commission should focus on the behaviour of the banks, full stop.

But shockingly Malcolm Turnbull is allowing the banks to have input into the royal commission terms of reference, and they seem poised to use this royal commission as a vehicle to attack workers’ retirement funds.

Their attacks on unions and the industry super funds we created are attacks on all working people, whether they are union members or not.

Tell Malcolm Turnbull to keep the banks out of our super.


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Thank you Madman Entertainment!

To the wonderful team at Madman Entertainment, a very big thank you for all the excellent DVDs and movie tickets they have generously donated as prizes to union members throughout 2017. Madman proudly showcases the best in collectible and special interest genres including Australian film, world cinema, TV, kids content, Anime, sports and more. For the latest range of Madman offerings visit their website at www.madman.com.au.


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The team at Australian Unions 
australianunions.org.au/member_benefits


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