In December’s bumper edition we bring you our Festive Pack competition with some terrific prizes, great gift ideas including some classic union T Shirts, festive cards from APHEDA, a fantastic member discount deal from Cracka Wines plus some timely advice for money management from ME!
Member Benefits Update December 2016
From the team at Australian Unions Member Benefits we would like to wish each of our readers a very happy and safe festive season. In December’s bumper edition we bring you our Festive Pack competition with some terrific prizes, great gift ideas including some classic union T Shirts, festive cards from APHEDA, a fantastic member discount deal from Cracka Wines plus some timely advice for money management from ME! Enjoy the holidays and we will catch you again in 2017!
Photo: ASU members and staff in solidarity outside the Fair Work Commission before the start of the Family Violence Leave hearings last month
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Five money lies we tell ourselves
Take a look at five common money mistruths we often tell ourselves – with ideas to get back on track with guilt-free money management. 1. I deserve a treat. You only live once, right? It’s fine to treat yourself occasionally to an impulse buy, but be sure to budget for the cost. 2. I’ll pay off my credit card in full…next month Knuckle down and pay as much as you can off the card each month. Skip the urge to reload the card with fresh purchases until you have a zero balance. 3. I can’t follow a budget – it’s too hard! Try the ‘pay yourself first’ technique. Decide how much you can save and set up an online transfer to shift this amount out of your everyday account into a separate savings account. 4. Things would be better if I earned a bit more A useful first step in taking control of your money is to know where it goes. Enlist an app to see how much you spend each day. 5. I’ll never be rich While most of us will never be billionaires, spending less than you earn, growing savings, and minimising debt are the cornerstones of financial security. Members Equity Bank Limited ABN 56 070 887 679 Australian Credit Licence 229500. |
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WIN a festive pack this month!There are three packs up for grabs this year which are sure to bring joy to three lucky union members to share with workmates, family and friends over the holidays!Pack 1
Pack 2
Pack 3
COMPETITION: To enter email Member Benefits before 5pm AEDT Friday 16th December 2016. One entry per union member. |
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ACTU Limited Edition T ShirtsAs we get ready for the Australian Council of Trade Unions’ (ACTU) 90th Anniversary next year, why not purchase your own limited edition ACTU T-shirt? One design features the classic ACTU logo used from the 1970s to the 1990s with Skippy the kangaroo. The other design features vintage artwork by Walter Crane that was used around the time the ACTU was formed in 1927. Both are Australian made and union made 100% Cotton T-shirts. If you would like to purchase a T-shirt for Christmas make sure you place your order by 15 December. To find our more, or to place an order visit our online shop |
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Find Your New CarTime to buy a New Car? The Motor Report has all the information to make your decision easier. And there are exclusive offers for union members:
Make the correct, informed decision for you – check out the specials exclusive to Union members at www.themotorreport.com.au/unions |
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Buy 3 tyres and get 1 freeFor a limited time only, buy 3 tyres and get 1 more FREE on selected tyre brands at Tyresales! The tyres available for this offer are marked with a red ‘Buy 3 get 1 Free’ bubble. In addition, union members will receive an additional $50 discount * on any other purchase of 4 tyres by using the redemption code ‘ACTU‘ upon checkout. * Please note additional $50 discount not available in conjunction with the Buy 3 get 1 Free promotion or any other promotion. Save money by shopping for your tyres online at Tyresales.com.au. With access to over 1,500 fitment centres across Australia, you not only get the best deal, you also get the best local service! The heavily discounted prices also include free fitting and balancing, free shipping to metro areas, free tyre roadside assistance, free tubeless valves and free tyre disposal. Save now by visiting Tyresales.com.au |
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New smartphone appAustralian Unions are pleased to announce that our Member Benefits have a brand new app. Access all of our great Member Benefits on the move! Our current offers include:
This is a free program available to affiliated union members. Make sure you register now for access to app and secure web site: australianunions.org.au/register |
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Home Insurance up for renewal?Here’s a rundown of the top 3 things to check for on your home insurance policy every year to avoid nasty surprises in the event of a claim. 1. The sum of contents insured – is it really enough? In most cases, you may have accounted for the big ticket items like your furniture, appliances, electronics and valuables. Many of us really underestimate what it would cost to replace all of our stuff – from clothing, to kids toys, bedding, tools, sporting equipment and basics like cutlery and crockery. TIP – Walk through your home and do a room by room calculation of replacement costs for everything. And, don’t forget to account for what’s tucked away in cupboards and drawers. 2. The cost to rebuild Would you believe that 80% of homeowners are underinsured according to the Insurance Council of Australia?* The reasons may be because we’ve simply guessed the amount or based the value on the council rates notice. We may have forgotten to change our insurance after we’ve renovated or landscaped. Read the complete article on our website. * Quantum Market Research for the Insurance Council of Australia August 2014, The Understand Insurance Research Report |
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Support Family Violence Leave for all workersRight now in Australia, employers are shirking their duty of care to employees experiencing family violence. Despite community pressure, many employers are still denying people experiencing family violence the time they need to attend doctors’ appointments and court dates. That’s why union members are asking the Fair Work Commission and Governments to give people subjected to family violence a minimum of ten paid days away from work. It is the responsibility of our whole community to end family violence, and to support people experiencing violence right now. Employers say that this is a ‘private issue’ rather than something we must tackle as a society. They even argue that we should have to trade off other work rights to get it! They are refusing to step up and help to end this crisis. Tell employers everyone has the right to feel safe at work, and everyone should have the right to paid days away from work if they are subjected to family violence. |
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Send some peace, love and solidarity this festive season!Union Aid Abroad-APHEDA are pleased to once again have a design from the pen of Walkley Award winning cartoonist/satirist First Dog on the Moon and his take on the CUB dispute in their festive season card range this year. There is also a beautiful indigenous design by Margarina Napanangka Miller from the Warlukurlangu artists collective. Great designs and great value – only $15 (plus P&H) for a pack of ten! As you would know, by purchasing your festive season cards from Union Aid Abroad-APHEDA, you will be helping workers and communities in developing countries gain the skills and knowledge to achieve independence and fair and decent work. There is also a mixed pack of various designs available for $12 (plus P&H) per pack of 10. You can help by buying cards here or by becoming a regular donor. |
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Australian Unions hits 100,000 Facebook ‘Likes’Last month the Australian Unions Facebook page hit 100,000 supporters! Every day our movement for Medicare, better schools and Australian jobs grows. Head to our Facebook page now and share the image so your friends and family can see they can join the movement for a better future! |
The team at Australian Unions
australianunions.org.au/member_benefits
facebook.com/AustralianUnionsMemberBenefits
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Member Benefits Update December 2016