Money problems can creep up us on gradually – here are five key indicators that you could be heading into financial stress in 2020 and tips on what you can do to avoid it, brought to you by industry super fund-owned bank ME.

ME has activated its natural disaster hotline to support ME customers affected by bushfires. 

From Australian Unions Member Benefits we would like to wish all our readers a very happy and safe holiday season.  In December's edition we bring you our very popular Festive Pack competition with some great prizes on offer, there's some wonderful sustainable gift ideas from ME, also gift ideas from our Member Benefits program and there's a great offer from our new partners, Union Health!  Also check out our special December competition to win one of 10 double in-season passes to see Jumanji - The Next Level. Enjoy the holidays and we will catch you again in 2020!

Australian Unions supporters like you are transforming the lives of working people in Australia by leaving a gift to the Australian union movement in their Will.  Your decision to support our movement with a gift in your Will adds to an Australian union movement legacy of almost 100 years. Our trade union movement has a powerful history of winning fair pay, better rights and forging a more just society for everyone in our country.

Most Australians wouldn’t drive around in a car that’s not insured. Nor live in a house without insuring the building and contents.  Yet, only a minority of Australians have insurance in place to protect against an accident or illness that affects their ability to earn an income.